How many mortgage brokers are in Loughton?

2 FCA-regulated firms are listed for Loughton.

Why use a mortgage broker in Loughton instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Loughton often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

What does mortgage advice typically cost in Loughton?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Loughton?

Confirm FCA regulation on the register, match specialisations to your case (residential and buy-to-let), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Loughton with adverse credit?

Often yes. Loughton has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Loughton, East of England

Q: What do typical property prices look like in Loughton?

The average price in our data is £338,002 (up 1.5% year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

Compact table of top mortgage brokers in Loughton
#	Broker	Verified	Rating
1	David Smith Financial Services	Unverified	-
2	JN Solution	Unverified	-

Broker

Rating

David Smith Financial Services

Unverified

JN Solution

Unverified

Market data for Loughton

House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).

Market data panel

Unified 10-year view: average price, annual change, and current property-type levels in one chart.

Time window

May 2016 to January 2026

10 years window mean: £307,102 · Annual change mean: 3.3%

LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).

Source: HM Land Registry UK House Price IndexUpdated: 31/05/2026

About Loughton

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Local snapshot

Loughton (East of England) lists 2 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £338,002 — up 1.5% year-on-year.

The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

Quick answers

How many mortgage brokers are in Loughton?: 2 FCA-regulated firms are listed for Loughton.
What do typical property prices look like in Loughton?: The average price in our data is £338,002 (up 1.5% year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.
Why use a mortgage broker in Loughton instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Loughton often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

Typical prices £338,000 (regional proxy for East of England).

Annual movement about 1.5% (rising).

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Find the Best Mortgage Brokers or Advisers in Loughton

Directory snapshot — Loughton

Need help choosing a broker?

Top 10 mortgage brokers in Loughton

David Smith Financial Services

JN Solution

More areas in East of England

Market data for Loughton

Market data panel

About Loughton

Local snapshot

Quick answers

Prices and rates

Borrowing costs in context

Choosing advice

Street-level detail

From application to completion