How many mortgage brokers are in Ipswich?

52 FCA-regulated firms are listed for Ipswich. Common focus areas include Buy-to-Let, Commercial, Adverse Credit, Bridging, Development.

Why use a mortgage broker in Ipswich instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Ipswich often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

What does mortgage advice typically cost in Ipswich?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Ipswich?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Adverse Credit), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Ipswich with adverse credit?

Often yes. Ipswich has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Ipswich, East of England

Q: What do typical property prices look like in Ipswich?

The average price in our data is £221,494 (broadly flat year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

About Ipswich

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Ipswich
#	Broker	Verified	Rating
1	Simply Money Ltd	Unverified	5.0 (110)
2	Felixstowe Mortgage Centre - Trading as IMC Mortgage Brokers	Unverified	5.0 (49)
3	Glencastle Financial Services Ltd	Unverified	5.0 (2)
4	Suffolk Financial Advisor	Unverified	5.0 (2)
5	Clear Idea Finance	Unverified	5.0 (2)
6	NFU Mutual Ipswich	Unverified	5.0 (127)
7	Lighthouse Independent Financial Solutions Ltd	Unverified	5.0 (7)
8	Trenter Bacon Ltd	Unverified	5.0 (41)
9	Wolsey	Unverified	5.0 (33)
10	Lendese	Unverified	5.0 (113)

Local snapshot

Ipswich (East of England) lists 52 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £221,494 — down 0.5% year-on-year.

The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Adverse Credit, Bridging, Development, Ltd Co — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Ipswich?: 52 FCA-regulated firms are listed for Ipswich. Common focus areas include Buy-to-Let, Commercial, Adverse Credit, Bridging, Development.
What do typical property prices look like in Ipswich?: The average price in our data is £221,494 (broadly flat year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.
Why use a mortgage broker in Ipswich instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Ipswich often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.
What does mortgage advice typically cost in Ipswich?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Ipswich?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Adverse Credit), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £221,494.

Annual movement about 0.5% (flat).

Mix of home types (averages)

Detached: £393,086
Semi-detached: £259,860
Terraced: £205,938
Flats: £130,121
First-time buyer purchases: £198,094

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 52 firms side by side.

Collective review score is 4.8/5 across 42 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Adverse Credit, Bridging. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Ipswich is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Ipswich

Directory snapshot — Ipswich

Need help choosing a broker?

Top 10 mortgage brokers in Ipswich

Simply Money Ltd

Felixstowe Mortgage Centre - Trading as IMC Mortgage Brokers

Glencastle Financial Services Ltd

Suffolk Financial Advisor

Clear Idea Finance

NFU Mutual Ipswich

Lighthouse Independent Financial Solutions Ltd

Trenter Bacon Ltd

Wolsey

Lendese

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Market data for Ipswich

Market data panel