Peter Otto
22 Feb 2022Arrived on time for the appointment, went into detail what was going to happen, extremely helpful on the explanation being given.
Suffolk Financial Advisor is an FCA-regulated mortgage broker based in Ipswich, IP1 4NZ, specialising in Buy-to-Let, Residential. Rated 5/5 from 2 reviews.
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Peter Otto
22 Feb 2022Arrived on time for the appointment, went into detail what was going to happen, extremely helpful on the explanation being given.
Lucy Wills
2 Apr 2019Really happy with my experience with John, he is very personable and always explains things in a way that I understand. Always answers any questions that I may have promptly and has given great advice. Has made the minefield of mortgage information easily understandable and I look forward to seeking his advice in the future!
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Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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