How many mortgage brokers are in Derby?

47 FCA-regulated firms are listed for Derby; 1 have verified profiles. Common focus areas include Buy-to-Let, Adverse Credit, Bridging, Commercial, Ltd Co.

Why use a mortgage broker in Derby instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Derby often know which underwriters are comfortable with nearby property types and survey quirks. Buy-to-let remains attractive here with yields often exceeding 5%. If you're investing, a broker experienced in portfolio lending can help structure finance across multiple properties more efficiently.

What does mortgage advice typically cost in Derby?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Derby?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Adverse Credit, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Derby with adverse credit?

Often yes. Derby has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Derby, East Midlands

Q: What do typical property prices look like in Derby?

The average price in our data is £205,530 (down 0.9% year-on-year). The East Midlands saw 2.4% growth in 2025, with prices up nearly 30% over five years. Cities like Nottingham and Leicester offer significantly better value than southern regions while maintaining strong rental yields for investors.

About Derby

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Derby
#	Broker	Verified	Rating
1	Art of Mortgage	Verified	5.0 (5)
2	Derbyshire Mortgages and Protection	Unverified	5.0 (211)
3	View Finance	Unverified	5.0 (498)
4	THRIVE. (Advice Ltd)	Unverified	5.0 (36)
5	Independent Friendly Mortgage & Financial Advice	Unverified	5.0 (90)
6	Ultimate Mortgage Solutions	Unverified	5.0 (7)
7	Friar Gate Independent Financial Services Ltd	Unverified	5.0 (3)
8	Christine griffin mortgages	Unverified	5.0 (3)
9	OVISO	Unverified	5.0 (128)
10	Casa UK Mortgages Ltd	Unverified	5.0 (24)

Local snapshot

Derby (East Midlands) lists 47 FCA-regulated mortgage brokers on Mortgage118 (1 verified). Typical sold prices here average £205,530 — down 0.9% year-on-year.

The East Midlands saw 2.4% growth in 2025, with prices up nearly 30% over five years. Cities like Nottingham and Leicester offer significantly better value than southern regions while maintaining strong rental yields for investors.

What local advisers focus on

Together they cover Buy-to-Let, Adverse Credit, Bridging, Commercial, Ltd Co, HMO — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Derby?: 47 FCA-regulated firms are listed for Derby; 1 have verified profiles. Common focus areas include Buy-to-Let, Adverse Credit, Bridging, Commercial, Ltd Co.
What do typical property prices look like in Derby?: The average price in our data is £205,530 (down 0.9% year-on-year). The East Midlands saw 2.4% growth in 2025, with prices up nearly 30% over five years. Cities like Nottingham and Leicester offer significantly better value than southern regions while maintaining strong rental yields for investors.
Why use a mortgage broker in Derby instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Derby often know which underwriters are comfortable with nearby property types and survey quirks. Buy-to-let remains attractive here with yields often exceeding 5%. If you're investing, a broker experienced in portfolio lending can help structure finance across multiple properties more efficiently.
What does mortgage advice typically cost in Derby?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Derby?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Adverse Credit, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £205,530.

Annual movement about 0.9% (falling).

Mix of home types (averages)

Detached: £313,510
Semi-detached: £207,800
Terraced: £164,503
Flats: £110,394
First-time buyer purchases: £184,080

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 47 firms side by side (1 verified on-site). 4 show 10+ years trading history.

Collective review score is 4.9/5 across 40 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Adverse Credit, Bridging, Commercial. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Buy-to-let remains attractive here with yields often exceeding 5%. If you're investing, a broker experienced in portfolio lending can help structure finance across multiple properties more efficiently.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Derby is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Derby

Directory snapshot — Derby

Need help choosing a broker?

Top 10 mortgage brokers in Derby

Art of Mortgage

Derbyshire Mortgages and Protection

View Finance

THRIVE. (Advice Ltd)

Independent Friendly Mortgage & Financial Advice

Ultimate Mortgage Solutions

Friar Gate Independent Financial Services Ltd

Christine griffin mortgages

OVISO

Casa UK Mortgages Ltd

More areas in East Midlands

Explore Postcode Districts Near Derby

Market data for Derby

Market data panel