UK Homeowners Allocated a Fifth of Income to Mortgages in 2025
UK homeowners spent around a fifth of their income on mortgage payments in 2025, the highest level since 2008. The areas with the least affordability were North Norfolk and the London Borough of Hillingdon, where over a quarter of gross income went to mortgage repayments.
Leeds BS and Coventry Slash Mortgage Rates: Impact on UK Borrowers in 2026
Leeds Building Society and Coventry for Intermediaries have cut their mortgage rates by up to 0.35%. This significant decrease will impact both new and existing borrowers.
UK Homeowners Spend 21% of Income on Mortgages: What This Means in 2026
UK homeowners are committing around 21.3% of their gross income to initial mortgage repayments as of May 2026, the highest level since 2008. There are significant regional differences in mortgage affordability and buy-to-let returns.
Cloud Mortgages Joins Stonebridge Network: Impact on UK Mortgage Market in 2026
Cloud Mortgages has switched its network to Stonebridge from Primis. This move could potentially influence the mortgage rates and services available to borrowers in the Midlands, North West, and Scotland.
700 Ex-Rental Homes Listed Daily: Impact on UK Mortgage Market in 2026
Around 700 ex-rental homes are listed for sale daily in the UK, according to Savills. This trend could impact property prices and mortgage rates, affecting both homeowners and landlords.
Impact of the Renters’ Rights Act on UK Landlords and Mortgage Market in 2026
The Renters’ Rights Act has raised concerns among 80% of UK landlords, with 70% believing it will negatively impact their lettings business and 77% expecting it to harm the market overall.
UK House Prices Slip Below £300K: Impact on Mortgage Payments in 2026
UK house prices have dipped below the £300,000 mark for the first time in 2026, largely due to geopolitical tensions in the Middle East and rising mortgage rates.
NatWest Slashes Mortgage Rates by up to 37bps: What it Means for Borrowers in 2026
NatWest has announced a significant reduction in its mortgage rates by up to 37 basis points, leading to potential savings for both residential and buy-to-let borrowers.