UK Homeowners Allocated a Fifth of Income to Mortgages in 2025
UK homeowners spent around a fifth of their income on mortgage payments in 2025, the highest level since 2008. The areas with the least affordability were North Norfolk and the London Borough of Hillingdon, where over a quarter of gross income went to mortgage repayments.
UK Mortgage Searches Surge Amid Economic Uncertainty: What It Means for Borrowers
UK mortgage searches hit a record 2.15 million in March 2026, with remortgage searches seeing the largest increase. This surge reflects borrowers response to economic uncertainty and changing mortgage rates.
Buy-to-Let Repossessions Surge Amid Rising Mortgage Rates
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Buy-to-Let Lending Grows in Q4 2025: Real World Impact on UK Landlords
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
Cambridge Building Society Reintroduces Fixed Rate Mortgages
The Cambridge Building Society has reintroduced fixed rate mortgages across its core range. These include two- and five-year fixed rate mortgages, with products available up to 95% LTV.
Foundation Unveils Limited Edition Resi Remo Products and Rate Cuts
Foundation has launched new Limited Edition residential remortgage products and implemented rate cuts across its residential and buy-to-let mortgages. The rate cuts could result in significant savings for remortgagers and landlords.
UK Landlord Exodus Slows as Rental Sell-Offs Plunge
The proportion of landlords selling off their former rental properties has nearly halved in the past year, indicating a slowdown in the wave of buy-to-let exits.