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HMO

Browse 27 articles in the HMO category

UK hmo mortgage article image for HMO Landlords Lead in Energy Efficiency Improvements
HMO

HMO Landlords Lead in Energy Efficiency Improvements

HMO landlords are prioritising energy efficiency as new regulations approach.

David Sampson
28 July 2026
2 min
UK hmo mortgage article image for HMO Landlords Lead in Energy Efficiency Upgrades
HMO

HMO Landlords Lead in Energy Efficiency Upgrades

HMO landlords are leading energy efficiency upgrades, with many achieving EPC ratings of A to C ahead of new regulations.

David Sampson
28 July 2026
2 min
UK hmo mortgage article image for HMO Landlords Lead Energy Upgrades Ahead of 2030 Changes
HMO

HMO Landlords Lead Energy Upgrades Ahead of 2030 Changes

HMO landlords are leading energy efficiency upgrades, with many achieving high EPC ratings in preparation for new regulations.

David Sampson
28 July 2026
2 min
UK hmo mortgage article image for Landlord Wins Appeal Against £19 600 HMO Penalty
HMO

Landlord Wins Appeal Against £19,600 HMO Penalty

A landlord successfully appeals a £19,600 penalty for an unlicensed HMO, clarifying legal responsibilities for landlords and property managers.

David Sampson
15 May 2026
3 min
HMO Mortgages Explained: Rates, Rules & Licensing Requirements
HMO

HMO Mortgages Explained: Rates, Rules & Licensing Requirements

Everything landlords need to know about HMO mortgages in 2026 — from licensing rules and Article 4 directions to specialist lender rates and deposit requirements.

David Sampson
30 March 2026
3 min
HMO Licensing: Article 4 Directions & Mandatory Schemes by Area
HMO

HMO Licensing: Article 4 Directions & Mandatory Schemes by Area

A comprehensive area-by-area guide to HMO licensing in the UK, covering mandatory and additional licensing schemes, Article 4 directions, and how they affect your mortgage options.

David Sampson
30 March 2026
3 min
HMO Mortgage Lenders: Who Offers the Best Rates in 2026?
HMO

HMO Mortgage Lenders: Who Offers the Best Rates in 2026?

Compare specialist HMO mortgage lenders, their rates, criteria, and maximum room counts. Find out which lenders accept first-time landlords and licensed HMOs.

David Sampson
30 March 2026
3 min
UK hmo mortgage article image for HMO Mortgages Complete Guide to House in Multiple Occupation Finance
HMO

HMO Mortgages: Complete Guide to House in Multiple Occupation Finance

Complete guide to HMO mortgages. Learn about licensing requirements, lending criteria, and investment considerations.

David Sampson
29 September 2025
1 min