LendInvest
Specialist LenderLendInvest is a specialist property finance lender offering bridging loans, development finance, and buy-to-let mortgages. They combine fintech innovation with deep property expertise to serve developers, investors, and landlords across the UK.
About LendInvest
LendInvest was founded as a fintech property finance lender, combining technology with deep property expertise. The lender offers bridging loans, development finance, and buy-to-let mortgages, serving developers, investors, and landlords across the UK. LendInvest has grown to become a significant player in the specialist property finance market.
LendInvest brings a technology-driven approach to property finance, with online applications and efficient processes. The lender has built expertise across the property finance spectrum, from short-term bridging to longer-term development and BTL. LendInvest is known for speed of execution and competitive pricing.
LendInvest is broker-only and works with property finance intermediaries across the UK. The lender has raised significant funding and has a strong balance sheet. LendInvest is regulated by the FCA.
Lending Focus
LendInvest offers mortgage products across 3 categories including Buy-to-Let, Bridging, Development.
Key Features
- Bridging finance with rapid completion capability
- Development finance for residential projects
- Buy-to-let term lending products
- Fintech-driven platform for efficient processing
- Strong track record in property finance
Pros & Cons
Pros
- Bridging finance with rapid completion capability
- Covers bridging, development, and buy-to-let in one place
- Fintech-driven platform for efficient processing
- Strong track record in specialist property finance
Cons
- –Broker-only — cannot apply direct
- –No residential mortgage products for owner-occupiers
- –Higher fees typical of specialist property finance
Fees & Charges
- Arrangement Fee
- Typically 1–2% of loan amount for bridging; £995 for BTL
- Valuation Fee
- Based on property value — usually £300–£2,000
- Early Repayment Charge
- Varies by product — typically 1–2 months interest on bridging
- Overpayment Allowance
- Not applicable on bridging; up to 10% on BTL
Mortgage Rates
Rate data coming soon. View rates on LendInvest
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- 1–2 weeks for bridging; 2–4 weeks for BTL
- Online DIP
- Yes — available online
- Offer Valid For
- 3 months for bridging; 6 months for BTL
Lending Criteria
- Maximum LTV
- 80%
Frequently Asked Questions
How fast can LendInvest complete a bridging loan?
LendInvest can complete bridging loans rapidly thanks to their fintech-driven platform, with some cases completing within days for straightforward transactions.
Does LendInvest offer development finance?
Yes, LendInvest provides development finance for residential projects alongside their bridging and buy-to-let products.
Is LendInvest a bank?
LendInvest is not a bank but a specialist property finance lender. They are publicly listed and have a strong track record in bridging, development, and BTL lending.
How to Apply
Broker only. LendInvest products are available through mortgage brokers. Find a broker with LendInvest on their panel.
Similar Lenders
View all lenders| Name | Niches | Type | Max LTV |
|---|---|---|---|
| Castle Trust | Buy-to-Let, Bridging, Development+2 | Specialist | 80% |
| Hampshire Trust Bank | Buy-to-Let, Commercial, Bridging+1 | Specialist | 80% |
| Shawbrook Bank | Buy-to-Let, Commercial, Bridging+2 | Specialist | 75% |
| Together Money | Residential, Buy-to-Let, Commercial+3 | Specialist | 80% |
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