Handelsbanken
BankHandelsbanken is a Swedish-headquartered relationship bank operating across the UK, offering bespoke residential and commercial mortgages through its branch network. They take a decentralised, relationship-based approach where lending decisions are made locally by branch managers who know their clients.
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About Handelsbanken
Handelsbanken is a Swedish bank with a significant UK presence, operating a branch network across the country. The bank was founded in 1871 in Stockholm and has grown to become one of Scandinavia's largest banks. Handelsbanken's UK operation offers bespoke residential and commercial mortgages through a decentralised, relationship-based model.
Handelsbanken takes a different approach to most UK lenders: lending decisions are made locally by branch managers who know their clients. This allows for bespoke solutions and flexibility that automated processes cannot provide. The bank serves both residential and commercial mortgage customers through its branch network.
Handelsbanken does not operate through the standard mortgage broker channel; customers typically approach the bank directly through their local branch. The bank is regulated by the FCA and PRA and has built a reputation for personal service and long-term client relationships.
Lending Focus
Handelsbanken offers mortgage products across 2 categories including Residential, Commercial.
Key Features
- Relationship-based lending with local branch decision making
- Bespoke mortgage terms tailored to individual circumstances
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.
