Daniel Cormack
4 Dec 2023Can’t recommend Paul enough, he has gone above and beyond for us. Lovely person,great at his job and easy to understand. Highly recommended!!
Paul Florence Mortgage Services Ltd is an FCA-regulated mortgage broker based in Aberdeenshire, AB45 1AS, specialising in Buy-to-Let, Commercial, First Time Buyers and 5 other areas. Rated 5/5 from 6 reviews.
Unverified profile
Verification is pending.

Meet our experienced team of mortgage professionals
Daniel Cormack
4 Dec 2023Can’t recommend Paul enough, he has gone above and beyond for us. Lovely person,great at his job and easy to understand. Highly recommended!!
Lisa Hastie
27 Oct 2023They say buying a house or moving house is one of the most stressful things you will ever do in your life, and I agree in my experience when I moved house the last time it was pretty stressful, however one of the things that wasn’t stressful was the mortgage side of things, that was because Paul took the stress out of that for us. Paul kept us updated all the way through the process, I never had to question what was happening or where we were on the mortgage, this was because as soon as Paul knew anything he was straight on the phone, and if he hadn’t heard anything for a while he was also straight on the phone to let us know. I would go as far as saying Paul bent over backwards for us and did a fantastic job. I will also add it’s not just the mortgage but one of Paul’s questions to me was do you have life insurance and I said no, because I tried to do it online and it was just to confusing all the questions to know if I was answering them correctly, paul did a questionnaire with me and had life insurance sorted for me within 24 hours. And as an added bonus paul also has great banter, highly recommend paul if your looking for any mortgage advice or like I said life insurance then this is your man.
Rafa Jasinski
26 Oct 2023I would highly recommend Paul for his services, which I've used twice now. Professionalism and great knowledge of the whole process including policies, laws etc. Outstanding or even exemplary customer care, communication and efficiency. Pleasure to talk and doing business with.
Amy Johnson
25 Oct 2023Paul was brilliant at helping me get the best value deal for my first time buyer mortgage. He was informative and talked me through the entire process - making it as stress free as possible. We have a continuing relationship, with him helping with a remortgage following the end of a fixed deal and implementing protection plans according to my needs and objectives. I would highly recommend Paul as a mortgage adviser.
Rhiannon Allan
25 Oct 2023Highly recommend! Being a first time buyer and not sure of the process Paul covered everything with us including the importance of income protection which was very helpful. The whole process was seamless and easy Paul did all the work for us. He has also helped us out when our fixed rate came to an end. Again not really knowing what to do he made sure he got us the best deal at the time and did all the work on our behalf. Couldn’t recommend enough! Thanks Paul!
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

Aberdeen, East Scotland
James & George Collie is a mortgage broker based in Aberdeen, East Scotland.

Aberdeen, East Scotland
andersonbain LLP is a mortgage broker based in Aberdeen, East Scotland.

Aberdeen, East Scotland
Protect Mortgage Solutions is a mortgage broker based in Aberdeen, East Scotland.

Aberdeen, East Scotland
Alex Hutcheon & Company is a mortgage broker based in Aberdeen, East Scotland.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Paul Florence Mortgage Services Ltd on social media for updates and insights.