Paul Runge
5 Sept 2023Excellent service. House was fully advertised on the market within 3 days of giving go ahead and sold shorty after. Comes with recommendation!
Victoria Mortgage & Protection Services is an FCA-regulated mortgage broker based in Angus, DD11 2BP, specialising in Buy-to-Let, First Time Buyers, Help to Buy and 1 other areas. Rated 5/5 from 3 reviews.
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Paul Runge
5 Sept 2023Excellent service. House was fully advertised on the market within 3 days of giving go ahead and sold shorty after. Comes with recommendation!
Natalie Wood
22 Jul 2022Great from start to finish always kept upto date with everything couldn't do enough to help us. Definitely recommend
Russell Brown
4 Apr 2022Ross and Victoria Mortgage & Protection were absolutely first class in their support and guidance throughout our mortgage process. Nothing was too much to ask. Ross was utterly professional throughout and ensured that every element was done thoroughly. We felt so as ease with Ross and were confident to put all our trust in him. He quite simply removed the stress from our house move and we can’t thank him enough. We will most definitely use Ross and Victoria Mortgage & Protection again!
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Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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