Moneywise Mortgages Ltd is an FCA-regulated mortgage broker based in Moray, AB56 1EX, specialising in Buy-to-Let, First Time Buyers, Ltd Co and 3 other areas. Rated 5/5 from 12 reviews.
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Meet our experienced team of mortgage professionals
Nina Reid
8 Jan 2026We dealt with Reaghan when we were buying our beautiful home and what can we say she was absolutely brilliant, she helped us through every step of the way, and any questions we had we threw at her and she always got back to us quickly and professionally. Highly recommended!!
Derek Candy
2 Dec 2025Would thoroughly recommend Moneywise Mortgages for your financial requirements. Very helpful, Reaghan in Particular went above & beyond to help out. Great no hassle service.
julie slapp
8 Oct 2025Could not recommend Moneywise Mortgage's enough.. Without the help and expertise of Lorraine and Lynn navigating such a complex overwhelming experience for us,. Then making a pipedream become reality so effortlessly . Without their help we wouldn't know where to begin. Thank you 😊🏡
Vicky Butcher
19 Sept 2025Wow what can I say, anything mortgage related then see Lorraine at Moneywise. She makes the impossible, possible. We have used Lorraine for two separate mortgages when buying and both times its been flawless and stress free. I would highly recommend. All the staff at moneywise are so informative and proactive. They come highly recommended.
Alex Lauriston
3 Feb 2025Lorraine and her team are simply outstanding. This is the second time we have had the privilege of using them and they exceeded expectations again. Professional, courteous and really have your needs at heart. They get to know you and your situation. Nothing was ever too much trouble, out of hours or weekends Lorraine kept us up to date. Would highly recommend Moneywise, this type of service in this day and age is hard to come by. Well done guys keep up the excellent work and thanks again.
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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