Top 10 mortgage brokers in Belfast

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About Belfast

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Top 10 mortgage brokers in Belfast
#	Broker	Verified	Rating
1	McDowell Financial Services Ltd	Verified	5.0 (4)
2	The Mortgage Clinic	Verified	5.0 (335)
3	One and All Financial Services	Unverified	5.0 (1)
4	Mortgage First	Unverified	5.0 (159)
5	Nikki Stewart	Unverified	5.0 (3)
6	McAuley Financial	Unverified	5.0 (2)
7	E M Gray & Co	Unverified	5.0 (25)
8	Newcross Commercial Finance	Unverified	5.0 (1)
9	First Time Buyer Mortgages	Unverified	5.0 (20)
10	Hardy's Financial Advisers	Unverified	5.0 (2)

Quick answers

How many mortgage brokers are listed in Belfast?

This page lists 48 approved mortgage brokers in Belfast.

Which firms are listed in Belfast?

One and All Financial Services, McDowell Financial Services Ltd and Mortgage First, plus 45 more. 31 of the 48 listed firms have a published review score. Open each profile for fees, the FCA number, and the lending they arrange.

What should I compare on the Belfast shortlist?

Compare fees, lender access, and whether the adviser handles your case, such as complex income, a leasehold flat, or adverse credit. Specialisations named on this list include Buy-to-Let, Self Build and Ltd Co. Then match the FCA number on the profile to the FCA Register.

Can a broker from outside Belfast help?

Yes. Mortgage advice is not limited to an office in Belfast. Compare nearby towns linked on this page when you want a wider shortlist.

Prices and rates

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

2 show 10+ years trading history.

Street-level detail

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Belfast is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Top 10 mortgage brokers in Belfast