How many mortgage brokers are in Belfast?

64 FCA-regulated firms are listed for Belfast; 1 have verified profiles. Common focus areas include Buy-to-Let, Self Build, Adverse Credit, Commercial, Ltd Co.

What do typical property prices look like in Belfast?

We do not always have a single headline average for Belfast. A broker can sanity-check values against recent comparables and lender criteria.

Why use a mortgage broker in Belfast instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Belfast often know which underwriters are comfortable with nearby property types and survey quirks.

What does mortgage advice typically cost in Belfast?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Belfast?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Self Build, Adverse Credit), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Belfast with adverse credit?

Often yes. Belfast has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Belfast

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Belfast
#	Broker	Verified	Rating
1	The Mortgage Clinic \| Broker & Advisor	Verified	5.0 (335)
2	One and All Financial Services	Unverified	5.0 (1)
3	McDowell Financial Services Ltd	Unverified	5.0 (4)
4	Mortgage First (Advisor \| Broker \| Services)	Unverified	5.0 (159)
5	Nikki Stewart - Mortgage and Protection Specialist	Unverified	5.0 (3)
6	McAuley Financial	Unverified	5.0 (2)
7	E M Gray & Co	Unverified	5.0 (25)
8	JH Advisory	Unverified	5.0 (6)
9	Mark Linter - Mortgage & Protection Specialist	Unverified	5.0 (37)
10	Newcross Commercial Finance	Unverified	5.0 (1)

Local snapshot

Belfast has 64 FCA-regulated brokers on Mortgage118, 1 verified.

What local advisers focus on

Together they cover Buy-to-Let, Self Build, Adverse Credit, Commercial, Ltd Co, Development — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Belfast?: 64 FCA-regulated firms are listed for Belfast; 1 have verified profiles. Common focus areas include Buy-to-Let, Self Build, Adverse Credit, Commercial, Ltd Co.
What do typical property prices look like in Belfast?: We do not always have a single headline average for Belfast. A broker can sanity-check values against recent comparables and lender criteria.
Why use a mortgage broker in Belfast instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Belfast often know which underwriters are comfortable with nearby property types and survey quirks.
What does mortgage advice typically cost in Belfast?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Belfast?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Self Build, Adverse Credit), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £178,459.

Annual movement about 5.4% (rising).

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 64 firms side by side (1 verified on-site). 2 show 10+ years trading history.

Collective review score is 4.9/5 across 46 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Self Build, Adverse Credit, Commercial. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Sold prices cluster around £178,459, so lenders may see lower loan sizes and different stress-test outcomes than in London-weighted headlines.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Belfast is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

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