Michael McMahon
24 Sept 2025Benny was incredibly helpful and assisted a lot in my finances! Will be a returning customer for sure :)
E M Gray & Co is an FCA-regulated mortgage broker based in Belfast, BT12 4HQ, specialising in First Time Buyers, Residential. Rated 5/5 from 25 reviews.
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Meet our experienced team of mortgage professionals
Michael McMahon
24 Sept 2025Benny was incredibly helpful and assisted a lot in my finances! Will be a returning customer for sure :)
Austin McConville
6 Jun 2024I am a relatively new client having made contact following a close friend's recommendation. Both Dessie and Tracey have been professional, knowledgeable and very personable. It has been a pleasure dealing with them and I only wish I had found them years ago.
grainne mcavinchey
30 May 2024EM Gray and Co has given me financial advice for over 5 years. The service they provide is excellent and I would highly recommend them. They take time to get to know their clients and ensure their advice is tailored to the individual/business.
Lawrence Murchan
8 Jul 2023I am absolutely delighted with service I have received from Tracey Johnston at E MGray & Co. It is really refreshing to work with a financial advisor who is genuinely interested in my needs and circumstances. I was very impressed with the way Tracey took the time to understand where I was on my retirement and financial planning journey. Her professional, ethical and caring approach was extremely reassuring and I would have no hesitation recommending Tracey’s and E M Gray’s services whenever possible. - Lawrence Murchan
Nicola McGrady
6 Jun 2023Tracey has been invaluable in the understanding of our personal requirements. The advice she has given has always been of a very high standard and tailored to our individual needs. Tracey is very knowledgeable, efficient, helpful and always available to answer any questions. We would not consider anyone else for financial advice. I would have no hesitation in recommending Tracey to anyone seeking financial guidance or services. I am very satisfied with the help and advice she has provided. It has been and will continue to be a great pleasure to do business with Tracey at EM Gray & Company Ltd.
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Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

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