Find the Best Mortgage Brokers or Advisers in Northern Ireland
Search mortgage brokers in Northern Ireland by town. NI lending can differ from Great Britain on legal work, valuation norms, and lender appetite. Use Mortgage118 to compare listed advisers, check FCA authorisation, and speak to a broker who understands NI cases before you commit to a product.
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There are 68 approved mortgage brokers in Northern Ireland, including 0 verified and 43 rated 4.5 or above. Top specialisations include Buy-to-Let, Self Build, Adverse Credit.
Directory snapshot — Northern Ireland
Directory data as of 31 May 2026
- Listed brokers
- 68
- Verified profiles
- 0
- Average rating
- 4.9 / 5
- Typical sold price (HPI)
- £195,936
Most common specialisations locally
FCA-regulated advisers
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Top 10 mortgage brokers in Northern Ireland
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | The Mortgage Clinic | Broker & Advisor | 5.0 (335) | |
| 2 | Mint Mortgages & Protection Limited | 5.0 (163) | |
| 3 | Mortgage First (Advisor | Broker | Services) | 5.0 (159) | |
| 4 | Crawford Mulholland Mortgage Advisors Belfast | 5.0 (156) | |
| 5 | The Mortgage Clinic | Ormeau Road | Belfast | 5.0 (134) | |
| 6 | Mortgage Advice Shop - Mortgage Advice Belfast | 5.0 (130) | |
| 7 | Laura Lewis Financial | 5.0 (123) | |
| 8 | Medical & General Financial Solutions Ltd | 5.0 (87) | |
| 9 | Mark Linter - Mortgage & Protection Specialist | 5.0 (37) | |
| 10 | AB Mortgage & Protection Services | 5.0 (29) |
Showing 10 of 68 brokers. Open the map to browse the full list.
Explore More Areas in Northern Ireland
Find mortgage brokers in different areas across Northern Ireland
Market data for Northern Ireland
House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).
Market data panel
Unified 10-year view: average price, annual change, and current property-type levels in one chart.
Time window
May 2016 to January 2026
10 years window mean: £148,696 · Annual change mean: 5.7%
LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).
Source: HM Land Registry UK House Price IndexUpdated: 31/05/2026
About Northern Ireland
Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.
Local snapshot
Northern Ireland lists 50 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £195,936 — up 7.5% year-on-year.
Northern Ireland was the UK's top-performing region in 2025 with 7.5% growth. After years of underperformance following the 2008 crash, prices are still well below their 2007 peak, suggesting further room for growth.
What local advisers focus on
Together they cover Buy-to-Let, Self Build, Adverse Credit, Ltd Co, Land, Commercial — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.
Quick answers
- How many mortgage brokers are in Northern Ireland?
- 50 FCA-regulated firms are listed for Northern Ireland. Common focus areas include Buy-to-Let, Self Build, Adverse Credit, Ltd Co, Land.
- What do typical property prices look like in Northern Ireland?
- The average price in our data is £195,936 (up 7.5% year-on-year). Northern Ireland was the UK's top-performing region in 2025 with 7.5% growth. After years of underperformance following the 2008 crash, prices are still well below their 2007 peak, suggesting further room for growth.
- Why use a mortgage broker in Northern Ireland instead of only my bank?
- Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Northern Ireland often know which underwriters are comfortable with nearby property types and survey quirks. Northern Ireland has its own stamp duty system and different lending criteria. Many UK-wide lenders don't operate here, so a local broker with access to Ulster Bank, Danske Bank, and Northern Ireland-specific lenders is crucial.
- What does mortgage advice typically cost in Northern Ireland?
- Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
- What should I check before choosing a broker in Northern Ireland?
- Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Self Build, Adverse Credit), and read reviews. You want plain-English options, not a single “take it or leave it” product.
Prices and rates
Typical prices £195,936.
Annual movement about 7.5% (rising).
Mix of home types (averages)
- Detached: £304,672
- Semi-detached: £198,170
- Terraced: £140,135
- Flats: £142,315
Borrowing costs in context
The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.
Choosing advice
You can compare 50 firms side by side. 3 show 10+ years trading history.
Collective review score is 4.8/5 across 28 brokers with ratings — use it alongside specialisms and fee transparency.
Strongest demand on our list is for Buy-to-Let, Self Build, Adverse Credit, Ltd Co
Street-level detail
Sold prices cluster around £195,936, so lenders may see lower loan sizes and different stress-test outcomes than in London-weighted headlines.
On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.
Most offer a no-obligation first call so you can sense-check strategy before paying anything.
From application to completion
- Shortlist two or three firms from the list above that match your situation (Northern Ireland is already filtered for you).
- Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
- Book a first call — use it to test clarity and responsiveness, not just the rate quote.
- Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.