How many mortgage brokers are in Sheffield?

67 FCA-regulated firms are listed for Sheffield. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.

Why use a mortgage broker in Sheffield instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Sheffield often know which underwriters are comfortable with nearby property types and survey quirks. The HMO (house in multiple occupation) market is particularly active in Leeds and Sheffield due to large student populations. Specialist HMO mortgage brokers can access lenders that standard brokers often can't.

What does mortgage advice typically cost in Sheffield?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Sheffield?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Sheffield with adverse credit?

Often yes. Sheffield has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Sheffield, Yorkshire and The Humber

Q: What do typical property prices look like in Sheffield?

The average price in our data is £220,445 (up 2.5% year-on-year). Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.

About Sheffield

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Sheffield
#	Broker	Verified	Rating
1	Needing Advice - Mortgage Broker in Rotherham	Unverified	5.0 (2)
2	Just Mortgages Hillsborough	Unverified	5.0 (122)
3	Sheffieldmoneyman - Mortgage Broker	Unverified	5.0 (62)
4	Fast Track Financial Ltd	Unverified	5.0 (31)
5	Enterprise Financial Services	Unverified	5.0 (1)
6	Principle Finance	Unverified	5.0 (32)
7	Wendy's Mortgage Guide	Unverified	5.0 (27)
8	Wright Finance	Unverified	5.0 (6)
9	Just Mortgages Crystal Peaks	Unverified	5.0 (34)
10	Smarter Mortgages	Unverified	5.0 (4)

Local snapshot

Sheffield (Yorkshire and The Humber) lists 67 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £220,445 — up 2.5% year-on-year.

Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co, Portfolio — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Sheffield?: 67 FCA-regulated firms are listed for Sheffield. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.
What do typical property prices look like in Sheffield?: The average price in our data is £220,445 (up 2.5% year-on-year). Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.
Why use a mortgage broker in Sheffield instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Sheffield often know which underwriters are comfortable with nearby property types and survey quirks. The HMO (house in multiple occupation) market is particularly active in Leeds and Sheffield due to large student populations. Specialist HMO mortgage brokers can access lenders that standard brokers often can't.
What does mortgage advice typically cost in Sheffield?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Sheffield?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £220,445.

Annual movement about 2.5% (rising).

Mix of home types (averages)

Detached: £381,930
Semi-detached: £239,690
Terraced: £199,126
Flats: £136,964
First-time buyer purchases: £195,122

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 67 firms side by side. 1 shows 10+ years trading history.

Collective review score is 4.8/5 across 52 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Adverse Credit. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

The HMO (house in multiple occupation) market is particularly active in Leeds and Sheffield due to large student populations. Specialist HMO mortgage brokers can access lenders that standard brokers often can't.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Sheffield is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Sheffield

Directory snapshot — Sheffield

Need help choosing a broker?

Top 10 mortgage brokers in Sheffield

Needing Advice - Mortgage Broker in Rotherham

Just Mortgages Hillsborough

Sheffieldmoneyman - Mortgage Broker

Fast Track Financial Ltd

Enterprise Financial Services

Principle Finance

Wendy's Mortgage Guide

Wright Finance

Just Mortgages Crystal Peaks

Smarter Mortgages

More areas in Yorkshire and The Humber

Explore Postcode Districts Near Sheffield

Market data for Sheffield

Market data panel