How many mortgage brokers are in Reading?

52 FCA-regulated firms are listed for Reading. Common focus areas include Buy-to-Let, Adverse Credit, Bridging, Commercial, Ltd Co.

Why use a mortgage broker in Reading instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Reading often know which underwriters are comfortable with nearby property types and survey quirks. Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.

What does mortgage advice typically cost in Reading?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Reading?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Adverse Credit, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Reading with adverse credit?

Often yes. Reading has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Reading, South East

Q: What do typical property prices look like in Reading?

The average price in our data is £354,805 (up 1.2% year-on-year). The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

About Reading

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Reading
#	Broker	Verified	Rating
1	Village Financial Services	Unverified	5.0 (297)
2	Green Planet Finance	Unverified	5.0 (30)
3	Dolphin Mortgage Advice Ltd	Unverified	5.0 (2)
4	Milliner Financial Services	Unverified	5.0 (32)
5	Locations Mortgage Solutions	Unverified	5.0 (54)
6	Fox Payne Associates Ltd	Unverified	5.0 (14)
7	Meadow Broking	Unverified	5.0 (4)
8	Green Fern Mortgage & Financial Services Ltd	Unverified	5.0 (66)
9	Embrace Financial Services - Sonning Common	Unverified	5.0 (3)
10	Equiniti	Unverified	5.0 (1)

Local snapshot

Reading (South East) lists 52 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £354,805 — up 1.2% year-on-year.

The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

What local advisers focus on

Together they cover Buy-to-Let, Adverse Credit, Bridging, Commercial, Ltd Co, Portfolio — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Reading?: 52 FCA-regulated firms are listed for Reading. Common focus areas include Buy-to-Let, Adverse Credit, Bridging, Commercial, Ltd Co.
What do typical property prices look like in Reading?: The average price in our data is £354,805 (up 1.2% year-on-year). The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.
Why use a mortgage broker in Reading instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Reading often know which underwriters are comfortable with nearby property types and survey quirks. Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.
What does mortgage advice typically cost in Reading?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Reading?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Adverse Credit, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £354,805.

Annual movement about 1.2% (rising).

Mix of home types (averages)

Detached: £713,317
Semi-detached: £444,975
Terraced: £357,063
Flats: £230,068
First-time buyer purchases: £313,238

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 52 firms side by side. 2 show 10+ years trading history.

Collective review score is 4.7/5 across 48 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Adverse Credit, Bridging, Commercial. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Reading is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Reading

Directory snapshot — Reading

Need help choosing a broker?

Top 10 mortgage brokers in Reading

Village Financial Services

Green Planet Finance

Dolphin Mortgage Advice Ltd

Milliner Financial Services

Locations Mortgage Solutions

Fox Payne Associates Ltd

Meadow Broking

Green Fern Mortgage & Financial Services Ltd

Embrace Financial Services - Sonning Common

Equiniti

More areas in South East

Explore Postcode Districts Near Reading

Market data for Reading

Market data panel