How many mortgage brokers are in Portsmouth?

65 FCA-regulated firms are listed for Portsmouth. Common focus areas include Buy-to-Let, Commercial, Bridging, Development, Adverse Credit.

Why use a mortgage broker in Portsmouth instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Portsmouth often know which underwriters are comfortable with nearby property types and survey quirks. Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.

What does mortgage advice typically cost in Portsmouth?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Portsmouth?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Portsmouth with adverse credit?

Often yes. Portsmouth has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Portsmouth, South East

Q: What do typical property prices look like in Portsmouth?

The average price in our data is £249,460 (down 2.7% year-on-year). The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

About Portsmouth

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Portsmouth
#	Broker	Verified	Rating
1	Parity Trust	Unverified	5.0 (2)
2	OnSite Finance	Unverified	5.0 (2)
3	Cameron Asset Management Ltd	Unverified	5.0 (1)
4	Turnstone Mortgages	Unverified	5.0 (102)
5	Clarity Mortgages	Unverified	5.0 (128)
6	No1 Currency Exchange Portsmouth, Commercial Road	Unverified	5.0 (1,510)
7	SBL Financial regulated specialist 200 + lender broker	Unverified	5.0 (86)
8	Kim Balasubramaniam - Versed Financial	Unverified	5.0 (12)
9	Abbotstone Financial Solutions LLP	Unverified	5.0 (17)
10	Creative Lending Solutions	Unverified	5.0 (6)

Local snapshot

Portsmouth (South East) lists 65 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £249,460 — down 2.7% year-on-year.

The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Development, Adverse Credit, HMO — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Portsmouth?: 65 FCA-regulated firms are listed for Portsmouth. Common focus areas include Buy-to-Let, Commercial, Bridging, Development, Adverse Credit.
What do typical property prices look like in Portsmouth?: The average price in our data is £249,460 (down 2.7% year-on-year). The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.
Why use a mortgage broker in Portsmouth instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Portsmouth often know which underwriters are comfortable with nearby property types and survey quirks. Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.
What does mortgage advice typically cost in Portsmouth?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Portsmouth?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £249,460.

Annual movement about 2.7% (falling).

Mix of home types (averages)

Detached: £512,150
Semi-detached: £345,628
Terraced: £272,661
Flats: £167,117
First-time buyer purchases: £230,186

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 65 firms side by side.

Collective review score is 4.6/5 across 50 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Development. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Portsmouth is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Portsmouth

Directory snapshot — Portsmouth

Need help choosing a broker?

Top 10 mortgage brokers in Portsmouth

Parity Trust

OnSite Finance

Cameron Asset Management Ltd

Turnstone Mortgages

Clarity Mortgages

No1 Currency Exchange Portsmouth, Commercial Road

SBL Financial regulated specialist 200 + lender broker

Kim Balasubramaniam - Versed Financial

Abbotstone Financial Solutions LLP

Creative Lending Solutions

More areas in South East

Explore Postcode Districts Near Portsmouth

Market data for Portsmouth

Market data panel