Rebecca Chesworth
16 Jan 2026Absolutely fantastic company! We can't thank Nick and Team enough for what they have done for us from first mortage to remortgaging. Very thorough and quick to reply! Would highly recommend!
Jigsaw Financial Ltd is an FCA-regulated mortgage broker based in Stockport, SK8 2EA, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 115 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Rebecca Chesworth
16 Jan 2026Absolutely fantastic company! We can't thank Nick and Team enough for what they have done for us from first mortage to remortgaging. Very thorough and quick to reply! Would highly recommend!
Jess Archibald
5 Nov 2025Nick was the most amazing person through my mortgage application process. I had already had an application denied with another company and Nick reassured me and worked so hard just for me to be living in my dream property now. I can’t thank him enough for consistently messaging me updates every day, always making sure I was happy with everything and making the whole process so easy after a bad experience. I would also like to thank Gemma whom has help with the process of finding insurance and protection and being such a friendly and hardworking person. She is great at explaining stuff that may not make sense to some people and reassured me that everything was my decision of what I wanted to do. I would recommend Jigsaw finance to anyone after the 10/10 experience I have received. Thank you again to both Nick and Gemma for making the most stressful time in my life just that bit easier.
William Birds
20 Feb 2025If you're looking to get a mortgage/remortgage, whether it's for the first time or not and you come across this review, I'd say stop searching and just get in touch with these guys. They're highly recommended for a reason. Nick is very knowledgeable; he took everything into account and was able to find the best deal for me. Absolutely fantastic adviser. Not just Nick, but the whole team at Jigsaw was incredibly helpful and supportive throughout. Personally, as a first time buyer I was unsure on quite a few things, but all I had to do was ask and they cleared everything up for me. It made the whole process much less stressful. I will 100% be going with Nick and the rest of the team in the future.
Amy Rodgers
20 Nov 2024Using Nick at Jigsaw Financial Ltd was one of the best decisions we made during the whole process of buying our first home. From the very beginning Nick was so supportive, listened to our situation and then guided us through, keeping us updated all the way. The service from him and Lois has been outstanding. For anyone needing a Mortgage Adviser we cannot recommend Nick enough. Thank you!!
Adam Callan
31 Aug 2024I had the pleasure of working with Nick as my mortgage adviser, and I couldn't be more satisfied with the experience. From our initial consultation to the final closing, Nick demonstrated a level of professionalism, knowledge, and dedication that truly set him apart. He took the time to understand my financial situation and goals, providing personalized advice and guidance every step of the way. His expertise in the mortgage industry was evident, as he was able to navigate the complexities of the process with ease and clarity. Nick was always available to answer my questions, no matter how big or small, and he made sure I was fully informed about my options. His transparency and honesty were refreshing, and I never felt pressured or rushed into making a decision. Thanks to Nick's hard work and attention to detail, I was able to secure a mortgage that perfectly suited my needs, with a rate and terms that exceeded my expectations. I highly recommend Nick to anyone looking for a mortgage adviser who genuinely cares about his clients and goes above and beyond to ensure a smooth and successful mortgage experience. Thank you, Nick, for making what could have been a stressful process so seamless and stress-free!
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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