How many mortgage brokers are in Manchester?

60 FCA-regulated firms are listed for Manchester. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Portfolio.

Why use a mortgage broker in Manchester instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Manchester often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.

What does mortgage advice typically cost in Manchester?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Manchester?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Manchester with adverse credit?

Often yes. Manchester has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Manchester, North West

Q: What do typical property prices look like in Manchester?

The average price in our data is £257,630 (up 5.7% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

About Manchester

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Manchester
#	Broker	Verified	Rating
1	Pinkerton Financial Services	Unverified	5.0 (39)
2	Birtles Mortgage & Financial Solutions Ltd	Unverified	5.0 (53)
3	Manchester Mortgages - The Mortgage Broker	Unverified	5.0 (1)
4	The Mortgage Store Salford Quays- Shadi El-Balbisi	Unverified	5.0 (43)
5	Didsbury Mortgage Co.	Unverified	5.0 (12)
6	The Finance and Mortgage Centre	Unverified	5.0 (29)
7	Embrace Financial Services - Manchester	Unverified	5.0 (3)
8	Red Sea Finance	Unverified	5.0 (140)
9	Athelis Financial	Unverified	5.0 (52)
10	aFinancial, mortgages made simple	Unverified	5.0 (9)

Local snapshot

Manchester (North West) lists 60 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £257,630 — up 5.7% year-on-year.

The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Adverse Credit, Portfolio, Ltd Co — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Manchester?: 60 FCA-regulated firms are listed for Manchester. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Portfolio.
What do typical property prices look like in Manchester?: The average price in our data is £257,630 (up 5.7% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
Why use a mortgage broker in Manchester instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Manchester often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.
What does mortgage advice typically cost in Manchester?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Manchester?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £257,630.

Annual movement about 5.7% (rising).

Mix of home types (averages)

Detached: £485,024
Semi-detached: £332,334
Terraced: £257,250
Flats: £203,016
First-time buyer purchases: £242,103

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 60 firms side by side. 3 show 10+ years trading history.

Collective review score is 4.9/5 across 53 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Adverse Credit. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Prices moved about 5.7% year-on-year (up), which can affect loan-to-value bands and seller expectations.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Manchester is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Manchester

Directory snapshot — Manchester

Need help choosing a broker?

Top 10 mortgage brokers in Manchester

Pinkerton Financial Services

Birtles Mortgage & Financial Solutions Ltd

Manchester Mortgages - The Mortgage Broker

The Mortgage Store Salford Quays- Shadi El-Balbisi

Didsbury Mortgage Co.

The Finance and Mortgage Centre

Embrace Financial Services - Manchester

Red Sea Finance

Athelis Financial

aFinancial, mortgages made simple

More areas in North West

Explore Postcode Districts Near Manchester

Market data for Manchester

Market data panel