Embrace Financial Services - Manchester

Embrace Financial Services - Manchester | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Embrace Financial Services - Manchester

At Embrace Financial Services in Manchester, I specialise in guiding clients through the often-complex world of mortgages, ensuring they find the right path for their individual circumstances. My focus is on four primary areas: Buy-to-Let, First Time Buyers, Remortgages, and Residential mortgages. Each category presents its own unique challenges and opportunities, and I am here to demystify the process for you. For first-time buyers, I recognise the excitement and anxiety that comes with purchasing your first home. I take the time to explain the entire process, from understanding your budget to navigating the various mortgage options available. My goal is to empower you with the knowledge you need to make informed decisions, ensuring you feel confident at every step. Buy-to-Let investments can be a lucrative venture, but they require careful planning and understanding of the market. I work closely with clients who are keen to enter this space, providing insights into the best practices for financing rental properties. By assessing your financial situation and long-term goals, I help you identify the most suitable mortgage products that align with your investment strategy. Remortgaging is another area where I provide clear guidance. Whether you’re looking to reduce monthly payments, release equity, or switch to a different mortgage type, I analyse your current mortgage arrangements and explore options that align with your evolving needs. The remortgaging landscape can be intricate, and I ensure you are well-informed throughout the process. In the residential sector, I assist clients in securing mortgages that fit their lifestyle and financial circumstances. I take pride in my methodical approach, which includes a thorough assessment of your financial health and an understanding of your future aspirations.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(3 reviews)

Lauren

20 Jan 2026

I had a really positive experience with Charlie at Embrace. I'd been unsure of the value of using a mortgage broker, but Charlie's knowledge, advice and attentive approach was well worth the fee. She helped me weigh up the options in my slightly unusual circumstances, and took all the stress and confusion out of the process.