Niche Advice Limited

Niche Advice and Payam have honestly been brilliant from start to finish. Super switched on, always on top of the details, and they actually understand complex cases instead of just ticking boxes. Communication has been solid throughout, quick replies, straight answers, no fluff. They push things forward with lenders and underwriters properly, not just “send an email and wait.” You can tell they genuinely care about getting the deal over the line. If you want brokers who know what they’re doing and actually fight your corner, these are the guys. Would 100% recommend.

We cannot recommend Niche Advice highly enough. As first time buyers using the Right to Buy scheme, we faced a complex situation, particularly with my husband being a company director paid solely through PAYE, which meant he was not required to submit Self Assessment tax returns. Unfortunately, several brokers insisted on SA302s and refused to proceed without them, even after we explained our circumstances. This left us feeling defeated, and at one point, we almost lost hope of securing a mortgage at all. That all changed when we found Niche Advice. From the very beginning, Payam and his team were professional, knowledgeable, and reassuring. They took a solution focused approach, clearly explained the challenges, and set realistic expectations. This transparency gave us the confidence to keep going. They understood our unique income structure and worked around the SA302 issue with expertise, persistence, and integrity. What previously felt impossible was handled smoothly and efficiently. Thanks to Payam’s guidance, we have now secured our mortgage, something we genuinely feared wouldn’t happen. We are extremely grateful and would wholeheartedly recommend Niche Advice to anyone facing a complicated mortgage situation. If you have been told by other brokers that “it can’t be done,” speak to Payam. His depth of knowledge and commitment go above and beyond. He made homeownership possible for us, and he can for you too.

Excellent service at 57 and with child still in nursery was pushing it to get a mortgage but they delivered. If you are struggling to borrow enough definitely worth a try. Very detailed in the info required but that's what the banks are looking for.

We had an amazing experience with Niche Advice. Our case was not straightforward, but Payam worked incredibly hard for us and never gave up. His knowledge, persistence and support helped us secure our mortgage successfully. We are truly grateful for all the effort and highly recommend Niche Advice to anyone looking for expert mortgage help.

⭐️⭐️⭐️⭐️⭐️ Exceptional service from Niche Advice — highly recommended! Our experience with Niche Advice has been nothing short of outstanding. From start to finish, the whole process was made incredibly easy and stress-free. Communication was always quick, clear, and very reassuring — something we definitely did not experience with our previous broker. With my wife being employed and myself being self-employed, the mortgage process could have been complicated, but Niche Advice guided us through everything smoothly with no pushbacks at all. They were very apt and clear about the documents required, and their fantastic online portal made the entire journey simple to follow. It keeps everything organised and gives you step-by-step guidance, which really takes the stress out of the process. A special mention to Payam, whose professionalism and support made a huge difference. He explained every step clearly, acted in our best interests, and put our minds completely at ease. Thanks to Payam and the Niche Advice team, we secured an excellent mortgage offer with a smooth, well-managed journey throughout. If you want a mortgage broker that communicates brilliantly, works efficiently, and truly puts the client first, Niche Advice is the one to choose. Highly recommended!