Future Directions

Future Directions - Mortgage Advice Croydon | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

Team locked

Daniel Evans

Protection Specialist

Team locked

Awaiting broker claim/verification to unlock team profiles.

About Future Directions

At Future Directions, I am committed to guiding clients through the often complex landscape of mortgages, ensuring they feel informed and empowered with every decision. Based in Beckenham, I specialise in four key areas: Buy-to-Let, First Time Buyers, Remortgages, and Residential mortgages. Each of these segments has its own nuances and requirements, and my aim is to demystify the process, making it as straightforward as possible for every client. For First Time Buyers, I understand the excitement and anxiety that comes with stepping onto the property ladder. Therefore, I take the time to explain the various mortgage options available, helping clients to navigate the pitfalls and seize the opportunities. I will walk you through each stage, from assessing your financial situation to finding the right mortgage product that aligns with your future goals. Buy-to-Let mortgages present unique challenges, and I leverage my knowledge to guide investors through property selection, rental yield assessments, and the myriad of lender requirements. Understanding the long-term implications of investment is crucial, so I ensure you are equipped with all the information needed to make sound decisions. When it comes to Remortgages, my approach involves a thorough evaluation of your current mortgage and financial situation. I help clients identify whether remortgaging is beneficial, whether to secure a better interest rate or to release equity for other ventures. My process includes a detailed analysis of your existing terms and a comparison against the latest products on the market. In the Residential sector, my focus is on finding practical solutions that fit your lifestyle and financial circumstances. I take the time to comprehend your needs and preferences, ensuring that the mortgage options I present are relevant and beneficial for your future. At Future Directions, I believe in clear communication and transparency throughout the mortgage process.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(1 reviews)

C D (selrahc)

23 Nov 2025

Future Directions have helped me on a number of cases when applying for mortgages, remortgages and rate switches, even through auction properties. They've always been professional, prompt to act and extremely knowledgeable. I'd highly recommended and a very special thank you to Francesca Weeks!