Emil Thomas Associates

Emil Thomas Associates - Mortgage Advice Croydon | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Emil Thomas Associates

At Emil Thomas Associates, I focus on navigating the complexities of the mortgage market to help clients realise their property aspirations. Based in Bromley and Croydon, I understand the unique challenges that homeowners and investors face in today’s financial landscape. My specialisations encompass a wide array of mortgage solutions, including adverse credit, buy-to-let, first-time buyer schemes, remortgaging, and residential mortgages. Understanding that each client's situation is distinct, I employ a methodical approach to assess individual needs and circumstances. My process begins with an in-depth consultation, where I listen carefully to your requirements, whether you’re looking to secure your first home, expand your property portfolio, or refinance an existing mortgage. I take pride in demystifying the mortgage process, breaking it down into clear steps, so you know exactly what to expect. For those with adverse credit, I provide insightful guidance on potential options that can lead to successful mortgage applications. Navigating this aspect can be daunting, but I leverage my industry knowledge to assist you in presenting your case effectively to lenders. Buy-to-let investments present a fantastic opportunity in the current market, and I can help you identify the most suitable mortgage products that align with your investment goals. First-time buyers often face a steep learning curve, and I strive to provide clarity on available schemes and grants, ensuring you are well-informed as you embark on this exciting journey. When it comes to remortgaging, I analyse your current mortgage situation to identify opportunities for savings or better terms. I stay abreast of market trends to ensure that my advice is relevant and actionable, helping you to make informed decisions. Overall, my commitment is to simplify the mortgage application process, ensuring that you feel supported and empowered throughout.

Specialisations

Adverse CreditBuy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(1 reviews)

Omri Ked

2 Jan 2025

Tom and the team at Emil Thomas were outstanding throughout the entire process of my first property purchase. They provided excellent advice, competitive rates, and unwavering support every step of the way. Their dedication turned a complex process into a smooth one, I couldn’t recommend them more highly. Thank you!