Humboldt Financial is an FCA-regulated mortgage broker based in City of London, EC4R 1AP, specialising in Buy-to-Let, Residential. Rated 4.9/5 from 219 reviews.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Dave Fielding
15 Jan 2026I have used Francis and the team at Homboldt to help manage my finances now for a number of years and have seen consistent growth across all my investments, pretty much always getting a higher rate of return that I see elsewhere. The charges are transparent and they acheive the right balance of giving advice vs questioning what my thoughts are on things. I would 100% recommend Humboldt.
Oscar Navarro
14 Jan 2026We’ve been clients for about two years now and we are very happy with the service Humboldt have provided. Francis and James helped us through retirement and solved our questions regarding our pensions and have continued to support us in a very professional and accessible way.
Kaye Crossley
17 Dec 2025Ryan and Jack have offered me clear advice and support with my pension choices. They have always replied to my emails promptly and are making sure that the whole transfer process is going through smoothly. Very reassuring!
james edwards-johnson
2 Dec 2025I have just signed the service agreement with Humboldt Financial Limited. I would just like to say that without Oliver Canning’s guidance advise and being patient with me, throughout, I wouldn’t have signed. His impeccable support in fully listening to my requirements and wants resulted in an absolutely spot on recommendation plan for me that I couldn’t fault. My financial “condition” was in turmoil and now I feel at ease and confident about my family’s future. Ryan Cook’s and Prakash Thaker’s help with my very important Will planning etc. has also been very helpful. Please can you pass this on the team mentioned above, with my thanks and appreciation. Thanks James Edwards-Johnson
Alix Toffin
2 Oct 2025Very good experience with Humboldt, everyone is always prompt and responsive. It's been fantastic working with Josh over the last few years, providing me with all the personalised info I need to make informed decisions about my finances. You can tell he is expert in his field, and is always happy to break things down in very approachable ways. Josh and Conor are a really great support and have made each step very simple (not an easy task when thinking of big financial decisions!).
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
City of London, london
Mortgage London is a mortgage broker based in City of London, london.
City of London, london
Smart City Mortgages is a mortgage broker based in City of London, london.
Newham, London
The HMO Mortgage Broker is a mortgage broker based in Newham, London.
Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Humboldt Financial on social media for updates and insights.