Lonsdale Mortgages

Lonsdale Mortgages - Mortgage Advice St Albans | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Lonsdale Mortgages

At Lonsdale Mortgages, my focus is on guiding clients through the often complex landscape of property financing. Based in St Albans, I specialise in Buy-to-Let mortgages, assisting both seasoned investors and those just stepping into the world of rental property. Understanding the nuances of this market is crucial, and I ensure my clients are equipped with the knowledge they need to make informed decisions. First-time buyers hold a special place in my practice. The journey to homeownership can be daunting, but I strive to simplify the process. From assessing affordability to navigating various government schemes, I provide insights that empower new buyers to take confident steps towards securing their first home. My aim is to demystify the mortgage process, making it accessible and straightforward. Remortgaging is another area where I offer significant expertise. Whether clients are looking to secure a better rate, release equity, or consolidate debts, I take the time to understand their unique circumstances. By conducting a thorough assessment of existing mortgages and potential options, I help clients achieve financial flexibility that suits their lifestyle. Residential mortgages are, of course, a cornerstone of my practice. With the property market in constant flux, staying updated on market trends and lender criteria is paramount. I analyse the various products available, ensuring that my clients are aware of all viable options that match their needs. I pride myself on a clear and transparent approach throughout the mortgage journey. From the initial consultation to the final completion, I maintain open lines of communication, ensuring that clients feel informed and supported at every stage.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(77 reviews)

Jenny Knapton

3 Mar 2026

Amy and Sue at Lonsdale Mortgages have helped with renewing my mortgage. Amy provided different options for me to consider, answered all of my questions and advised accordingly. This is the second time I have used Lonsdale Mortgages and would highly recommend.

Alex nunn

12 Jan 2026

We contacted Amy from Lonsdale Mortgages for support with our upcoming re-mortgage. Amy was fantastic from day one and the process was by far the smoothest re-mortgage we'd ever experienced. Amy presented us with a number of options based on our goals and was able to secure us a rate 2% better than our previous mortgage. Throughout the entire process Amy was on hand to answer any questions and her advise was greatly appreciated. Thank you Amy & Lonsdale Mortgages!!

Kike Giwa

9 Jan 2026

My husband and I have used Lonsdale to both acquire our first property and pay off our Help to Buy. Both Amy and Sue have been brilliant throughout both processes. They communicate clearly, keeping us informed through each step of the process, and they are always on hand to answer our many questions. We have always had a positive experience using them and I would definitely recommend Lonsdale Mortgages.

Sam Goymer (GS68)

16 Dec 2025

It was a pleasure working with Amy and Sue throughout the mortgage process. They were extremely helpful and informative and responded quickly to queries. The online portal used for the process made it easy to share and review documents and made the process smoother from start to finish. Would highly recommend!

Farzana Mukith

13 Oct 2025

As repeat customers, we’ve consistently had a great experience with Amy and Sue. They make what could be a stressful process feel smooth and straightforward. Both were friendly, professional, and always available to answer our questions promptly. We wouldn’t hesitate to use them again or recommend them to others.