Lorna Esson Just Mortgages

At Lorna Esson Just Mortgages, I take pride in guiding clients through the often complex world of mortgages, ensuring they feel informed and confident at every step. My approach hinges on a thorough understanding of each client’s unique financial situation and aspirations, which allows me to provide targeted advice in areas such as adverse credit, buy-to-let mortgages, and support for first-time buyers. Navigating adverse credit can be daunting, but I specialise in identifying options that may not be immediately apparent, helping clients secure the funding they need to achieve their homeownership goals. For those interested in buy-to-let investments, I’m equipped to discuss the nuances of the market, including potential yields and property management considerations, ensuring you make an informed decision. First-time buyers often face a myriad of questions and uncertainties. I offer clear guidance on the Help to Buy scheme, helping clients understand eligibility and the application process, so they can make the most of available assistance. My focus is on simplifying the mortgage journey and demystifying the paperwork, allowing first-time buyers to approach their new venture with clarity. Remortgaging is another area where I provide significant support. Whether clients are looking to reduce monthly payments or release equity, we’ll explore the options available to ensure they’re making the most of their existing mortgage. I work with clients to understand their specific goals, whether it’s consolidating debt, funding home improvements, or simply securing a more favourable interest rate. In every interaction, I emphasise clear communication and transparency. My process is designed to be straightforward, enabling clients to ask questions and express concerns without hesitation.