JLM Mortgage Network

JLM Mortgage Network - Mortgage Advice Luton | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About JLM Mortgage Network

At JLM Mortgage Network, I pride myself on delivering a comprehensive range of mortgage services tailored to meet the diverse needs of my clients. Based in Hitchin and Luton, I specialise in various areas including bridging finance, buy-to-let investments, commercial mortgages, and funding for development projects. My expertise extends to assisting first-time buyers, facilitating remortgages, and guiding clients through the complexities of self-build mortgages. Navigating the mortgage landscape can be daunting, especially with the plethora of options available. I ensure a clear and structured approach throughout the process. For first-time buyers, I provide essential insights into the various schemes available, helping you understand what you can afford and the steps to take towards home ownership. My aim is to demystify the mortgage process, ensuring you feel informed and confident at every stage. In the realm of bridging finance, I assist clients in securing short-term loans that facilitate quick property purchases or renovations. Whether you're looking to expand your property portfolio with buy-to-let options or seeking funding for a commercial venture, I leverage my industry knowledge to identify the most suitable products for your requirements. For those considering self-building, I offer guidance on the unique financial considerations involved, from securing land to managing construction costs. I also provide insights into remortgaging, helping clients to assess their current mortgage arrangements and explore opportunities for better terms or access to additional funds. My approach is centred on understanding your individual circumstances, which allows me to offer advice and recommendations that are truly relevant. I believe in fostering open communication, ensuring that you are informed and engaged throughout the entire process.

Specialisations

BridgingBuy-to-LetCommercialDevelopmentSelf Build

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

4.9(133 reviews)

Pav Ghag

5 Mar 2026

Excellent service from Damien! Provided so much guidance and helped me secure my first home. Super responsive and really communicative. Highly recommend!

Katy Vernon

4 Mar 2026

We are so lucky to have Ryan help us with our mortgage. We’ve used Ryan for a while now & we couldn’t be happier with his service, knowledge and overall service. We recommend him all the time to family & friends, and we know that he’ll treat them just as the same as he has us. Ryan always finds us the best deals and talks us through our options carefully so we know exactly what we’re signing up for! THANK YOU RYAN!

Katie Moynihan

3 Dec 2025

Peter L assisted my father in getting a buy to let mortgage, nothing was too much trouble for him, he spent lots of time with my dad ensuring he got the best deal and that he fully understood everything involved. We had a few bumps in the road but Peter was amazing and helped us throughout, his communication was excellent, he really did go above and beyond and we can’t thank him enough.

Celina Thompson

6 Nov 2025

Thank you to Sebasitian and Nicola at JLM for their first class service and advice with my recent re-mortgage. I have used JLM for my last three mortgage deals and I will never go elsewhere. They have access to the best rates and deals and are always on hand to guide you through the application process - nothing is too much trouble and are so knowledgeable and willing to offer advice along the way. Thank you!

Vicky Scott

6 Sept 2025

As a first-time buyer, I was nervous about the mortgage process, but Peter Stirrup made it all so straightforward. He explained everything in clear, jargon-free language so I felt confident and understood each step. He also recommended a surveyor who I used and was very happy with. My house purchase ended up taking longer than expected, which meant we had to reapply for a new mortgage. Peter kept chasing the best rates for me to make sure I got the right deal and kept me fully updated throughout. I honestly couldn’t recommend him highly enough. JLM also helped me with my income protection insurance, Jay was great, she talked me through all the different insurances so I had a clear understanding and helped me make an informed decision on which one to proceed with.