Lumos Financial is an FCA-regulated mortgage broker based in Dacorum, HP2 7DX, specialising in Residential. Rated 5/5 from 24 reviews.
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Meet our experienced team of mortgage professionals
Barry Jacques
2 Oct 2025Shabbar has been brilliant from start to finish. After discussing our situation, he grasped all the nuances of our needs and tailored plans to give us a variety of options. His explanations were clear and straightforward, enabling us to fully understand the options he put before us. I couldn't recommend him more!
mohamed bandali
16 Sept 2025Working with Shabbar has been an incredible positive experience. He is patient, knowledgeable and always willing to go an extra mile to make sure I understand my financial options .His advice has helped me feel more confident about( savings/ retirement/investments), and I have already seen improvements in my financial planning .I truly appreciate his professionalism and personal touch and I wouldn't hesitate to recommend him to anyone seeking a reliable financial advisor.
Bhadra Vadgama
16 Sept 2025Before Shabbar Kassam became my financial advisor, my funds were all over the place. He helped me synchronise them and now I can see the progress of the profit I make. His advice in other fields of finance is also very valuable.
Dean Cloke
16 Sept 2025Shabbar and his Team have been excellent with myself and my family. Takes time to really understand your financial circumstances, your aspirations and your needs, in a way that really helps you to focus on what you want for the future. His advice to my 3 children as they progressed from junior ISAs to the adult financial world was also invaluable. Highly recommended!
Michelle Storm
7 Mar 2025Shabbar has been invaluable in helping Barry and I plan our retirement in an informed way. He provided us with an honest analysis of our financial situation and how best to create a retirement that we could afford and enjoy with confidence. He was patient throughout the process, answered all our questions, no matter how many times I had 'one more question' to ask. We look forward to working with him over the next few years so that we can carry on enjoying our retirement.
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
197107Practical guides and explainers from our blog — relevant to this mortgage type.
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