TAB Lending
Specialist LenderTAB Lending (The Alternative Bridge) is a property finance platform offering bridging loans and development funding. They connect investor capital with borrowers needing short-term finance, using technology to streamline the lending process while maintaining personal relationships with brokers and borrowers.
About TAB Lending
TAB Lending (The Alternative Bridge) is a property finance platform offering bridging loans and development funding. The platform connects investor capital with borrowers needing short-term finance. TAB uses technology to streamline the lending process while maintaining personal relationships with brokers and borrowers.
TAB Lending serves property investors and developers through intermediaries. The platform has developed an efficient process for assessing and funding short-term property finance. TAB offers both bridging and development finance products.
TAB Lending is broker-only and works with property finance intermediaries. The platform is regulated by the FCA and has built a presence in the bridging market. TAB combines institutional funding with a focus on broker and borrower relationships.
Lending Focus
TAB Lending offers mortgage products across 3 categories including Bridging, Development, Limited Company.
Key Features
- Technology-driven bridging platform with fast processing
- Loans from £200k to £10m on property assets
- Development finance for experienced developers
- Transparent fee structure with no hidden charges
- Flexible terms tailored to individual project needs
Pros & Cons
Pros
- Technology-driven platform with transparent fee structure
- No hidden charges — clear upfront pricing
- Loans up to £10m for substantial property transactions
- Experienced development finance team alongside bridging
Cons
- –Broker-only — no direct-to-consumer applications
- –Higher minimum loan of £200k limits smaller deals
- –Relatively new entrant — established 2017
Fees & Charges
- Arrangement Fee
- Typically 1.5–2% of the loan amount
- Valuation Fee
- Varies by property value — instructed at application
- Early Repayment Charge
- No ERC — early repayment permitted without penalty
- Overpayment Allowance
- No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon. View rates on TAB Lending
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 4 weeks from date of offer
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
What is the minimum loan size from TAB Lending?
TAB Lending offers loans from £200,000 up to £10 million, making them better suited for mid-to-large transactions.
How does TAB Lending fund its loans?
TAB Lending connects investor capital with borrowers through their property finance platform, providing an alternative funding model to traditional bank lending.
Does TAB Lending offer development finance?
Yes, TAB Lending provides development finance for experienced developers alongside their core bridging loan products.
Are there hidden fees with TAB Lending?
No, TAB Lending prides itself on a transparent fee structure with no hidden charges. All costs are clearly outlined upfront at the terms stage.
How to Apply
Broker only. TAB Lending products are available through mortgage brokers. Find a broker with TAB Lending on their panel.
Similar Lenders
View all lenders| Name | Niches | Type | Max LTV |
|---|---|---|---|
| Albatross Capital | Commercial, Bridging, Development+1 | Specialist | 75% |
| Aspen Bridging | Bridging, Development, Limited Company | Specialist | 80% |
| Atelier Finance | Commercial, Bridging, Development+1 | Specialist | 70% |
| BIG Property Finance | Commercial, Bridging, Development+1 | Specialist | 75% |
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
MFS Collapse Triggers Caution in Bridging Finance
The collapse of MFS has raised concerns in the bridging finance sector, prompting lenders to reassess funding strategies.
Somo Provides Second Charge Bridge to Assist Landlords
Somo has provided a second charge bridge to assist landlords with arrears, allowing them to use property equity without redeeming first charges.
Nivo Launches AI Case Management for Bridging Finance
Nivo has launched Lender Collect, an AI case management service for bridging finance, streamlining the application process for lenders and brokers.
Bridging Finance: 85% of Offers Now Fixed Rate
Octane Capital reports that 85% of its bridging finance offers are now fixed-rate, indicating a strong demand for stability among borrowers.
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