Furness Building Society
Building SocietyFurness Building Society is a regional building society based in Cumbria, offering residential and buy-to-let mortgages with a personal, member-first approach. They are particularly known for their manual underwriting, which allows them to consider cases that fall outside standard high-street criteria.
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About Furness Building Society
Furness Building Society was founded in 1865 and has its headquarters in Cumbria. The society is a mutual with no shareholders, offering residential and buy-to-let mortgages with a personal, member-first approach. Furness is particularly known for its manual underwriting, which allows it to consider cases that fall outside standard high-street criteria.
Furness serves members in Cumbria and the North West, with products also available nationally through intermediaries. The society's manual underwriting enables it to consider complex income structures, non-standard properties, and other circumstances that automated systems might decline.
Furness Building Society is regulated by the FCA and PRA and is a member of the Building Societies Association. The society has built a reputation for personal service and flexibility in the regional market.
Lending Focus
Furness Building Society offers mortgage products across 2 categories including Residential, Buy-to-Let.
Key Features
- Manual underwriting for individual case assessment
- Residential mortgages up to 90% LTV
- Predominantly broker-distributed with some direct lending
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.







