Cumberland Building Society
Building SocietyCumberland Building Society is a Cumbria-based mutual lender offering residential and buy-to-let mortgages, with a strong focus on serving communities across North West England and South West Scotland. Its personal approach and local knowledge make it a trusted choice for homebuyers in the region.
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About Cumberland Building Society
Cumberland Building Society was founded in 1850 and has its headquarters in Carlisle. The society serves communities across Cumbria, North West England, and South West Scotland. Cumberland is a mutual with no shareholders, focused on supporting homeownership in its regional communities.
The society offers residential and buy-to-let mortgages with a personal approach and local market knowledge. Cumberland understands the property markets in Cumbria and the borders, including rural and semi-rural areas. The society serves customers through branches and via mortgage brokers.
Cumberland Building Society is regulated by the FCA and PRA and is a member of the Building Societies Association. The society has a reputation for personal service and supporting communities that may be underserved by larger national lenders.
Lending Focus
Cumberland Building Society offers mortgage products across 2 categories including Residential, Buy-to-Let.
Key Features
- Deep local knowledge of the Cumbria and South West Scotland property markets
- Personal mortgage advice available in branch and by appointment
- Buy-to-let products for individual landlords in the region
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.







