Cynergy Bank
Challenger BankCynergy Bank, formerly Bank of Cyprus UK, is a challenger bank specialising in buy-to-let and commercial mortgage lending through brokers. They serve professional landlords and small business owners with flexible criteria and a personal approach to underwriting complex portfolio cases.
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About Cynergy Bank
Cynergy Bank was formerly known as Bank of Cyprus UK before rebranding. The bank specialises in buy-to-let and commercial mortgage lending through brokers. Cynergy serves professional landlords and small business owners with flexible criteria and a personal approach to underwriting. The bank has developed expertise in complex portfolio cases.
Cynergy offers products for professional landlords including portfolio and limited company lending. The bank also provides commercial mortgages for small business owners. Cynergy's underwriting approach considers each case on its merits rather than applying rigid criteria.
Cynergy Bank is broker-only and works with mortgage intermediaries across the UK. The bank is regulated by the FCA and PRA and holds a full UK banking licence. Cynergy has built a strong presence in the specialist BTL and commercial mortgage market.
Lending Focus
Cynergy Bank offers mortgage products across 4 categories including Buy-to-Let, Commercial, Limited Company and 1 more.
Key Features
- Specialist BTL lending for professional landlords
- Commercial mortgages for small businesses and investors
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.






