Paragon Bank
Specialist LenderParagon Bank is one of the UK's leading specialist buy-to-let and commercial lenders, with decades of experience serving professional landlords and property investors. They offer a comprehensive range of products including BTL, HMO, portfolio, commercial, and development finance.
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Lending Focus
Paragon Bank offers mortgage products across 5 categories including Buy-to-Let, Commercial, Development and 2 more.
Key Features
- Market-leading portfolio landlord products
- HMO and multi-unit freehold block lending
- Commercial mortgage and development finance
- Decades of specialist BTL lending experience
- Dedicated relationship managers for large portfolios
Pros & Cons
Pros
- Decades of experience as a leading specialist BTL lender
- Comprehensive product range including HMO, commercial, and development
- Dedicated relationship managers for large portfolio clients
- Strong reputation for reliability among professional landlords
Cons
- –Broker-only — cannot apply direct
- –No residential mortgage products for owner-occupiers
- –Minimum experience requirements may exclude newer landlords
Fees & Charges
Arrangement Fee
Typically £995–£1,995 depending on product
Valuation Fee
Based on property value — usually £250–£1,500
Early Repayment Charge
Typically 2–5% during fixed-rate period
Overpayment Allowance
Up to 10% per year on most products
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Paragon Bank. In the meantime, visit their website for the latest rates.
View rates on Paragon BankApplication Process
Processing Time
2–4 weeks from application to offer
Online DIP
Yes — available online
Offer Valid For
6 months
Lending Criteria
Maximum LTV
80%
Frequently Asked Questions
Is Paragon Bank good for portfolio landlords?
Does Paragon Bank offer commercial mortgages?
What is the maximum LTV on Paragon Bank buy-to-let?
Does Paragon Bank offer HMO mortgages?
How to Apply
Broker Only
Paragon Bank products are only available through mortgage brokers. Use our broker directory to find a broker with Paragon Bank on their lender panel.
Contact Information
Need a Paragon Bank Broker?
Find FCA-regulated mortgage brokers who have Paragon Bank on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.