Wendy Watson
2 Mar 2026Fantastic service from Robert Duncan and the team at Rettie Financial Services. I have had the pleasure of dealing with them for a number of years and would highly recommend for mortgage and general financial needs.
Rettie Financial Services Glasgow is an FCA-regulated mortgage broker based in Glasgow City, G2 4SQ, specialising in Buy-to-Let, Development, First Time Buyers and 5 other areas. Rated 4.9/5 from 134 reviews.
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Wendy Watson
2 Mar 2026Fantastic service from Robert Duncan and the team at Rettie Financial Services. I have had the pleasure of dealing with them for a number of years and would highly recommend for mortgage and general financial needs.
Laura Telfer
2 Jan 2026Karen was outstanding in helping me secure my first mortgage for my first home. As a first-time buyer, the process initially felt overwhelming, but Karen made everything clear and easy to understand from start to finish. Her knowledge, professionalism, and attention to detail made a huge difference, and she was always approachable and quick to respond whenever I had any questions. I would highly recommend Karen to anyone looking for a mortgage advisor. Thanks Karen!
Jan Telfer
2 Jan 2026I recently had the pleasure of working with Karen Lochhead while arranging my mortgage, and I must say, it was an outstanding experience. From the very beginning, Karen was incredibly supportive and attentive to my needs. She took the time to explain each step of the process, making it easy for me to understand what was happening. No question was too small, and she was always ready to assist me, which made everything feel much more manageable. Her dedication and commitment to ensuring a smooth experience made this typically stressful process quite stress-free. I truly appreciate all her efforts and if you're considering a mortgage or have questions about your options, I highly recommend reaching out to Karen!
Elena Rubio Hall
29 Nov 2025Claire was absolutely brilliant. She was supportive, patient and explained the whole process to me every step of the way, something I really appreciated as buying first time in Scotland was very different to buying in England. I can only recommend her and Rettie Financial Services.
Sarah Robb
13 Nov 2025We used Rettie’s for our mortgage application in October 2025 and had a really great experience. We worked with Karen and Megan who both communicated clearly each step of the way and soothed any worries. Karen was engaged and took the time to explain and reassure us of the process and couldn’t thank them enough. Would absolutely recommend!
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Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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