Mark Broughton
30 Apr 2025Amber River have provided us with a high quality service an dmade us feel like people not numbers. I would highly recommend talking to them for financial advice.
Amber River NI (formerly Johnston Campbell) is an FCA-regulated mortgage broker based in Belfast, BT7 2JB, specialising in Care Homes, First Time Buyers, Ltd Co and 1 other areas. Rated 3.9/5 from 7 reviews.
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Mark Broughton
30 Apr 2025Amber River have provided us with a high quality service an dmade us feel like people not numbers. I would highly recommend talking to them for financial advice.
John Johnston
30 Apr 2025Amber River NO are very supportive and keep me informed of anything they do. Face to face meeting are carried out annually and I am very happy with my advisor and value his opinion.
Adrian Huston
21 Apr 2023Have worked with this company and it's predecessor Johnston Campbell for many years. Virtually every client we sent their way was impressed with the service. A small enough team for the service to be personal, but big enough to have a range of expertise in-house.
Ruth Anne Morant
21 Mar 2019Johnston Campbell has been managing my finances for almost 32 years. The company has grown considerably in that time, however the attention and advice which I receive is still as excellent as it was. I have no hesitation in recommending their services.
Gill irwin
8 Feb 2018Receiving letters this four years from this company and phoned the phone number of the company who were listed as this person no longer lives at the property and hasn’t done this four years. Told they couldn’t help nor were they willing to contact the company who they act as an agent for as simply felt they thought it wasn’t there problem. Phoned the other company direct and got it sorted but certainly will not be recommending anyone give them any business if they are so unhelpful when you need a little help. Thank you
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

How to finance a care home purchase in the UK — covering lender criteria, CQC registration requirements, typical LTVs, and what operators and investors need to know.

Understand how mortgage lenders value care homes, including trading history, fee income, occupancy rates, and CQC ratings. What you need to present for a successful application.

A guide to care home investment in the UK — covering finance options, typical returns, operational vs hands-off investment, and the growing demand from an ageing population.

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