IFO Ideal Financial Options Ltd

IFO were able to provide all of the financial info I required to help me understand key factors around my property purchase and arranging an appropriate mortgage to accompany it. Paul Younger always had time for updates as to next steps in the process and quickly gave answers to further questions asked along the way. I would highly recommend Paul and this local Selby firm as a starting point for any financial situation you need assistance with.

I chose this place for my mortgage broker and had Mikaela helping us. It was a quick and easy sit down discussing what me and my partner could afford; she was very friendly and helpful. After a long and arduous journey (though no fault of Mikaela’s) my partner and I are now living in our first home! Mikaela was always available through email and replied quickly and thoughtfully. She was even very courteous when I accidentally sent her emails meant for another M name! I will be returning when it’s time to remortgage and I would recommend their service.

We were first time buyers and decided to use IFO based on numerous positive reviews online. We met with Paul and he couldn't have been more patient, helpful, knowledgeable and reliable. He was easy to get in touch with and prompt to respond, explaining in simple terms and detail where required. We've now moved into our new home and are forever grateful to IFO and Paul for their expertise and support throughout the buying process. We'd highly recommend them to anyone looking for a mortgage or seeking financial advice.

We came to IFO for help securing a mortgage for our first home, and Mikaela guided us through every step. She found us an excellent rate, and the application was accepted incredibly quickly. The whole process was smooth and stress‑free, and Mikaela was an absolute pleasure to communicate with. We’ll definitely be returning for our remortgage and any future property purchases.

I’m immensely grateful to Mikaela Ramsay for her outstanding help with buying my first home in Askern. As a first-time buyer aiming for a property over £200,000 with Halifax, I felt completely overwhelmed by paperwork, mortgage options, and the whole process. Mikaela guided me through every step — from choosing the right mortgage deal, to handling the documentation with Halifax, to making sure everything was in order for the purchase. Her communication was clear and prompt, she always answered my questions, and explained everything in a way that was easy to understand. She treated me with respect, professionalism and genuine care — not just as a client, but as someone whose future depends on getting it right. Thanks to her support and expertise, I got the mortgage approved smoothly, and now I own my first home. I couldn’t recommend Mikaela more — if you’re buying a house in Askern (or elsewhere), especially with Halifax and over £200,000, she’s absolutely the broker you want by your side. Oskars. J