How many mortgage brokers are in York?

58 FCA-regulated firms are listed for York. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.

Why use a mortgage broker in York instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in York often know which underwriters are comfortable with nearby property types and survey quirks. The HMO (house in multiple occupation) market is particularly active in Leeds and Sheffield due to large student populations. Specialist HMO mortgage brokers can access lenders that standard brokers often can't.

What does mortgage advice typically cost in York?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in York?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in York with adverse credit?

Often yes. York has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in York, Yorkshire and The Humber

Q: What do typical property prices look like in York?

The average price in our data is £306,571 (broadly flat year-on-year). Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.

About York

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in York
#	Broker	Verified	Rating
1	Chloe Longhorn - Mortgage and Protection Adviser	Unverified	5.0 (23)
2	Harewood Asset Finance LLP	Unverified	5.0 (13)
3	Nick Brown Mortgages	Unverified	5.0 (1)
4	MAPIO Financial	Unverified	5.0 (138)
5	Yorkmoneyman - Mortgage Broker	Unverified	5.0 (60)
6	Ebor Mortgages	Unverified	5.0 (245)
7	Jamie Wells, Mortgage Solutions York	Unverified	5.0 (28)
8	NFU Mutual Vale of York - York	Unverified	5.0 (15)
9	Ebor Mortgages - Mortgage Broker	Unverified	5.0 (272)
10	IFO Financial Options	Unverified	5.0 (205)

Local snapshot

York (Yorkshire and The Humber) lists 58 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £306,571 — up 0.3% year-on-year.

Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co, Self Build — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in York?: 58 FCA-regulated firms are listed for York. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.
What do typical property prices look like in York?: The average price in our data is £306,571 (broadly flat year-on-year). Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.
Why use a mortgage broker in York instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in York often know which underwriters are comfortable with nearby property types and survey quirks. The HMO (house in multiple occupation) market is particularly active in Leeds and Sheffield due to large student populations. Specialist HMO mortgage brokers can access lenders that standard brokers often can't.
What does mortgage advice typically cost in York?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in York?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £306,571.

Annual movement about 0.3% (flat).

Mix of home types (averages)

Detached: £500,510
Semi-detached: £327,501
Terraced: £284,895
Flats: £181,510
First-time buyer purchases: £264,140

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 58 firms side by side.

Collective review score is 4.9/5 across 39 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Adverse Credit. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

The HMO (house in multiple occupation) market is particularly active in Leeds and Sheffield due to large student populations. Specialist HMO mortgage brokers can access lenders that standard brokers often can't.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (York is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in York

Directory snapshot — York

Need help choosing a broker?

Top 10 mortgage brokers in York

Chloe Longhorn - Mortgage and Protection Adviser

Harewood Asset Finance LLP

Nick Brown Mortgages

MAPIO Financial

Yorkmoneyman - Mortgage Broker

Ebor Mortgages

Jamie Wells, Mortgage Solutions York

NFU Mutual Vale of York - York

Ebor Mortgages - Mortgage Broker

IFO Financial Options

More areas in Yorkshire and The Humber

Explore Postcode Districts Near York

Market data for York

Market data panel