Find the best FCA regulated mortgage brokers & advisers in Harrogate, Yorkshire and The Humber, England. Get expert help with home buying, remortgaging, equity release and more.

There are 40 approved mortgage brokers in Harrogate, Yorkshire and The Humber, England, including 0 verified and 22 rated 4.5 or above. Top specialisations include Buy-to-Let, Ltd Co, Adverse Credit.
Directory data as of 1 June 2026
Most common specialisations locally
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Sample adviser photos for illustration.
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | Georgia Smith DipPFS - Financial Adviser of DWB Wealth Consultancy Ltd | 5.0 (8) | |
| 2 | AurumGold Limited | 5.0 (5) | |
| 3 | SMH Howard Matthews | 5.0 (28) | |
| 4 | Clare Tumber Just Mortgages | 5.0 (8) | |
| 5 | Sheavyn Associates Financial Management Ltd | 5.0 (20) | |
| 6 | Above & Beyond Mortgages (Yorkshire) Limited | 5.0 (3) | |
| 7 | North Bay Mortgages | 5.0 (20) | |
| 8 | Consumer Credit Compliance Limited | 5.0 (1) | |
| 9 | Glenn Shaw Just Mortgages | 5.0 (16) | |
| 10 | Harrogatemoneyman - Mortgage Broker | 5.0 (8) |
Showing 10 of 40 brokers. .
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House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).
Unified 10-year view: average price, annual change, and current property-type levels in one chart.
Time window
June 2016 to January 2026
LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).
Source: HM Land Registry UK House Price IndexUpdated: 01/06/2026
Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.
Harrogate (Yorkshire and The Humber) lists 40 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £208,447 — up 3.3% year-on-year.
Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.
Together they cover Buy-to-Let, Ltd Co, Adverse Credit, Commercial, Development, Bridging — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.
Typical prices £208,000 (regional proxy for Yorkshire and The Humber).
Annual movement about 3.3% (rising).
Yorkshire and The Humber achieved strong 3.3% growth in 2025, with prices up nearly 29% over five years. Leeds, Sheffield, and York each have distinct markets — from student lets to period properties — creating diverse opportunities.
The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.
You can compare 40 firms side by side. 1 shows 10+ years trading history.
Collective review score is 4.8/5 across 27 brokers with ratings — use it alongside specialisms and fee transparency.
Strongest demand on our list is for Buy-to-Let, Ltd Co, Adverse Credit, Commercial. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.
The HMO (house in multiple occupation) market is particularly active in Leeds and Sheffield due to large student populations. Specialist HMO mortgage brokers can access lenders that standard brokers often can't.
On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.
Most offer a no-obligation first call so you can sense-check strategy before paying anything.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.