How many mortgage brokers are in Rugby?

1 FCA-regulated firms are listed for Rugby.

Why use a mortgage broker in Rugby instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Rugby often know which underwriters are comfortable with nearby property types and survey quirks. Birmingham and Coventry are regeneration hotspots. Brokers with knowledge of new-build incentives and developer panel lenders can often access exclusive rates not available directly to buyers.

What does mortgage advice typically cost in Rugby?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Rugby?

Confirm FCA regulation on the register, match specialisations to your case (residential and buy-to-let), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Rugby with adverse credit?

Often yes. Rugby has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Rugby, West Midlands

Q: What do typical property prices look like in Rugby?

The average price in our data is £275,985 (up 1.4% year-on-year). The West Midlands posted 2% growth in 2025, supported by Birmingham's ongoing regeneration and HS2 infrastructure investment. The region offers strong affordability compared to the South while benefiting from improving transport links.

Compact table of top mortgage brokers in Rugby
#	Broker	Verified	Rating
1	Purely Mortgages	Unverified	-

Broker

Rating

Purely Mortgages

Unverified

Market data for Rugby

House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).

Market data panel

Unified 10-year view: average price, annual change, and current property-type levels in one chart.

Time window

May 2016 to January 2026

10 years window mean: £241,980 · Annual change mean: 4.2%

LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).

Source: HM Land Registry UK House Price IndexUpdated: 31/05/2026

About Rugby

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Local snapshot

Rugby (West Midlands) lists 1 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £275,985 — up 1.4% year-on-year.

The West Midlands posted 2% growth in 2025, supported by Birmingham's ongoing regeneration and HS2 infrastructure investment. The region offers strong affordability compared to the South while benefiting from improving transport links.

Quick answers

How many mortgage brokers are in Rugby?: 1 FCA-regulated firms are listed for Rugby.
What do typical property prices look like in Rugby?: The average price in our data is £275,985 (up 1.4% year-on-year). The West Midlands posted 2% growth in 2025, supported by Birmingham's ongoing regeneration and HS2 infrastructure investment. The region offers strong affordability compared to the South while benefiting from improving transport links.
Why use a mortgage broker in Rugby instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Rugby often know which underwriters are comfortable with nearby property types and survey quirks. Birmingham and Coventry are regeneration hotspots. Brokers with knowledge of new-build incentives and developer panel lenders can often access exclusive rates not available directly to buyers.

Typical prices £275,985.

Annual movement about 1.4% (rising).

Mix of home types (averages)

Detached: £454,191
Semi-detached: £277,343
Terraced: £215,630
Flats: £128,358
First-time buyer purchases: £232,946

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Find the Best Mortgage Brokers or Advisers in Rugby

Directory snapshot — Rugby

Need help choosing a broker?

Top 10 mortgage brokers in Rugby

Purely Mortgages

More areas in West Midlands

Market data for Rugby

Market data panel

About Rugby

Local snapshot

Quick answers

Prices and rates

Mix of home types (averages)

Borrowing costs in context

Choosing advice

Street-level detail

From application to completion