Maria Maria
3 Mar 2026Mr. Sebastian Voicu is a very prompt, serious, patient and knowledgeable professional. His presence and expertise have been a constant source of reassurance for us. We couldn’t have had a better mortgage advisor. Many thanks!
Sebastian Voicu Mortgage Advisor is an FCA-regulated mortgage broker based in Coventry, CV3 3HQ, specialising in Buy-to-Let, First Time Buyers, Ltd Co and 2 other areas. Rated 5/5 from 39 reviews.
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Maria Maria
3 Mar 2026Mr. Sebastian Voicu is a very prompt, serious, patient and knowledgeable professional. His presence and expertise have been a constant source of reassurance for us. We couldn’t have had a better mortgage advisor. Many thanks!
Dragos-Alexandru Cojoaca
3 Mar 2026Sebastian was great to work with throughout the whole mortgage process. He was always available when I needed help, very solution-oriented, and focused on finding the best way to get things done rather than creating unnecessary complications. I also appreciated how honest and straightforward he was from the start, which made the whole process feel much more transparent and reassuring. I’d definitely choose to work with him again and would happily recommend him to anyone looking for a reliable mortgage advisor.
Claudiu Darusi
2 Mar 2026I had a fantastic experience working with Sebastian Voicu. From the very beginning, he was extremely professional, communicative, and supportive throughout the entire mortgage process. Sebastian took the time to search thoroughly for the best mortgage deal available to me and explained every option clearly. No question was ever too small, he was always available, quick to respond, and patient in making sure I fully understood everything. What could have been a stressful process felt smooth and well-managed thanks to his dedication and attention to detail. I truly appreciated his transparency and commitment to finding the best solution for my situation. I highly recommend Sebastian to anyone looking for a reliable and knowledgeable mortgage advisor.
C.D.Krisztián
5 Feb 2026Excellent experience with Sebastian. He was incredibly kind, efficient, explained all the process and made it smooth and stress-free. He secured the best deal from the bank for us and took care of all the paperwork promptly. Highly recommend his services
DRAGOS RADU
1 Feb 2025We have just moved to our property and we had a great experience with our mortgage advisor Mr. SEBASTIAN VOICU. He was always prompt in answering our questions, gave us detailed and clear information. Beyond his professional approach, he is calm, pay attention to details and the process of buying the house was easier. We recommend Mr. SEBASTIAN VOICU if you want your dreams come true!
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Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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