Nick Gott Mortgage & Insurance Specialist

Nick Gott Mortgage & Insurance Specialist - Plymouth Broker | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Nick Gott Mortgage & Insurance Specialist

At Nick Gott Mortgage & Insurance Specialist, I understand that navigating the mortgage landscape can often feel overwhelming, especially with a diverse range of options available. Located in Plymouth, I am here to guide you through the intricate process of securing the right mortgage or insurance product to meet your unique needs. My expertise lies in several key areas, including adverse credit situations, which can be particularly challenging. Many individuals are unaware that having a less-than-perfect credit history doesn’t necessarily preclude them from obtaining a mortgage. I take the time to assess your financial situation comprehensively, ensuring that we explore all available avenues, including lenders who specialise in adverse credit cases. For those looking to invest in property, my knowledge of buy-to-let mortgages is invaluable. I can assist both seasoned investors and first-time buyers keen on entering the rental market. Understanding the nuances of property investment, from financing to managing your portfolio, allows me to provide informed advice that aligns with your financial goals. First-time buyers often have a plethora of questions and concerns regarding their first purchase. I pride myself on demystifying the process, making it straightforward and accessible. From utilising government schemes such as Help to Buy to understanding the implications of different mortgage types, I ensure you feel confident at every step. Additionally, my experience with remortgages can help you reassess your current mortgage arrangement, potentially unlocking savings or facilitating other financial goals. Whether you’re looking to switch lenders or simply adjust your terms, I can guide you through the considerations that will benefit your specific circumstances. Understanding the complexities of Houses in Multiple Occupation (HMO) and Limited Company mortgages adds another layer to my service offering.

Specialisations

Adverse CreditBuy-to-LetFirst Time BuyersHelp to BuyHMOLtd CoRemortgagesResidential

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(54 reviews)

Natasha

24 Feb 2026

Amazing from start to finish. We were recommended Nick by friends and are so glad we were. Nick made the whole home buying process simple and was clear and consistent throughout. Nick was professional and found us the best deal, kept us updated and responded to any queries we had straight away. I would only use Nick now for our future mortgage needs. Previously I used a high street bank but Nick was able to offer products from everywhere rather than one company. Thanks Nick for getting us our home we really appreciate all your help!

Lauren Nathan

27 Jan 2026

Nick was amazing throughout so supportive. Managed to sort us out no matter the issue. Made a stressful time very smooth. Sorted our mortgage, insurance and ensured we had the best value we could get. Highly recommend

Hannah Ffion

1 Dec 2025

Nick has been fantastic - so incredibly patient and knowledgeable. I have already recommended his services to friends and family. I am so grateful for all his help and finding me a fantastic deal in such difficult times. He was always available, supportive and flexible to work around me and my chaotic life - it’s been a really difficult year and Nick has made it so much easier to manage. Thank you :)

natalietimmins1

27 Nov 2025

Amazing experience with Nick! He goes above and beyond with advice and support and found me the best mortgage deal. He is extremely professional and patient, clear and concise with explaining the process. He gets the job done diligently and I couldn’t have asked for a more smoother application. Highly, highly recommend!

Andy Dyer

18 Nov 2025

We can’t recommend Nick Gott highly enough. From start to finish, he delivered exceptional service and made what could have been a stressful mortgage process feel smooth and manageable. Nick went above and beyond to overcome several challenges along the way, keeping us fully informed at every stage and explaining everything clearly and confidently. He was always a pleasure to deal with – friendly, patient, and genuinely committed to getting us the best outcome. Thanks to his expertise and perseverance, we secured a fantastic interest rate that we’re absolutely delighted with. If you’re looking for someone who is knowledgeable, proactive, and truly puts their clients first, Nick is the person you want on your side. Highly recommended!