How many mortgage brokers are in Plymouth?

65 FCA-regulated firms are listed for Plymouth. Common focus areas include Buy-to-Let, Commercial, Bridging, Development, Adverse Credit.

Why use a mortgage broker in Plymouth instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Plymouth often know which underwriters are comfortable with nearby property types and survey quirks. Property types vary enormously — from Bristol city flats to Cornish cottages. A local broker who understands non-standard construction (common in older properties here) can access specialist lenders most buyers wouldn't find on their own.

What does mortgage advice typically cost in Plymouth?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Plymouth?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Plymouth with adverse credit?

Often yes. Plymouth has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Plymouth, South West

Q: What do typical property prices look like in Plymouth?

The average price in our data is £218,085 (up 3.2% year-on-year). The South West saw modest growth of 0.3% in 2025. The region's mix of coastal towns, rural areas, and cities like Bristol creates a varied market. Remote working trends continue to support demand in previously less accessible locations.

About Plymouth

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Plymouth
#	Broker	Verified	Rating
1	Mortgage Adviser Plymouth - Mortgages Explained	Unverified	5.0 (80)
2	Jan O’Neill Mortgages	Unverified	5.0 (9)
3	Complete Mortgage Advice - Mortgage Broker In Plymouth	Unverified	5.0 (123)
4	The Responsible Mortgage Advisers	Unverified	5.0 (1)
5	Trinity Mortgages	Unverified	5.0 (159)
6	Brunel Independent Mortgages - Mortgage Broker in Plymouth	Unverified	5.0 (65)
7	The Homebuyer Coach	Unverified	5.0 (15)
8	Balance for Business Ltd	Unverified	5.0 (5)
9	SWIFS Mortgages Plymouth	Unverified	5.0 (8)
10	Mortgage HQ	Unverified	5.0 (26)

Local snapshot

Plymouth (South West) lists 65 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £218,085 — up 3.2% year-on-year.

The South West saw modest growth of 0.3% in 2025. The region's mix of coastal towns, rural areas, and cities like Bristol creates a varied market. Remote working trends continue to support demand in previously less accessible locations.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Development, Adverse Credit, Self Build — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Plymouth?: 65 FCA-regulated firms are listed for Plymouth. Common focus areas include Buy-to-Let, Commercial, Bridging, Development, Adverse Credit.
What do typical property prices look like in Plymouth?: The average price in our data is £218,085 (up 3.2% year-on-year). The South West saw modest growth of 0.3% in 2025. The region's mix of coastal towns, rural areas, and cities like Bristol creates a varied market. Remote working trends continue to support demand in previously less accessible locations.
Why use a mortgage broker in Plymouth instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Plymouth often know which underwriters are comfortable with nearby property types and survey quirks. Property types vary enormously — from Bristol city flats to Cornish cottages. A local broker who understands non-standard construction (common in older properties here) can access specialist lenders most buyers wouldn't find on their own.
What does mortgage advice typically cost in Plymouth?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Plymouth?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £218,085.

Annual movement about 3.2% (rising).

Mix of home types (averages)

Detached: £407,092
Semi-detached: £268,039
Terraced: £222,827
Flats: £132,294
First-time buyer purchases: £195,194

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 65 firms side by side. 2 show 10+ years trading history.

Collective review score is 4.8/5 across 50 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Development. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Prices moved about 3.2% year-on-year (up), which can affect loan-to-value bands and seller expectations.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Plymouth is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Plymouth

Directory snapshot — Plymouth

Need help choosing a broker?

Top 10 mortgage brokers in Plymouth

Mortgage Adviser Plymouth - Mortgages Explained

Jan O’Neill Mortgages

Complete Mortgage Advice - Mortgage Broker In Plymouth

The Responsible Mortgage Advisers

Trinity Mortgages

Brunel Independent Mortgages - Mortgage Broker in Plymouth

The Homebuyer Coach

Balance for Business Ltd

SWIFS Mortgages Plymouth

Mortgage HQ

More areas in South West

Explore Postcode Districts Near Plymouth

Market data for Plymouth

Market data panel