The Commercial Branch

The Commercial Branch - Mortgage Advice Cheltenham | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About The Commercial Branch

At The Commercial Branch, I focus on guiding clients through the often complex landscape of residential mortgages. Based in the heart of Cheltenham, I understand that securing a mortgage is one of the most significant financial commitments many individuals will make, and I take pride in making the process as seamless as possible. My approach begins with a thorough evaluation of each client's unique financial situation. I delve into the specifics of their income, expenditure, and future aspirations, ensuring that I gather all the relevant information before presenting options. This comprehensive understanding enables me to identify mortgage products that genuinely meet their needs, whether they are first-time buyers, looking to remortgage, or exploring buy-to-let opportunities. The mortgage application process can be daunting, filled with paperwork and often convoluted requirements. I assist my clients by simplifying this journey. I guide them through the necessary documentation, highlighting key areas that lenders typically scrutinise. My goal is to alleviate any concerns they may have, providing clarity on what can often feel like an overwhelming experience. I have developed strong relationships with a variety of lenders across the market. This network allows me to stay informed about the latest products and changes in lending criteria. I communicate regularly with these institutions to understand their priorities and preferences, which helps me navigate the intricacies of mortgage applications more effectively. In addition to guiding clients through the application process, I also offer ongoing support throughout the mortgage term. I believe that staying engaged with my clients is essential, as circumstances can change. Whether it’s a change in income, an evolving family situation, or shifts in the housing market, I am here to provide advice on how to adapt their mortgage strategy accordingly. Education is a key component of my service.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(10 reviews)

Tinners Property Group

17 Jun 2022

5 Stars for Miles, Victoria & the team. Put simply they delivered on my refinancing when others couldn't - this has enabled me to pull out funds and begin looking at our next project. Would definitely recommend and use again. Craig.

Jake Allen

17 Jun 2022

Absolutely fantastic service, could not of asked for more from these guys! This was my first commercial purchase so needed a lot of assistance and guidance on mortgage options, best practice and overall strategy (to secure the best deal), and they really delivered! Saving me thousands in the process! Miles and Victoria (who I now consider friends) were with me every step of the way; going the extra mile over and over again; often after work hours to provide assurance, professional guidance and ensure a successful purchase. Needless to say, I won't be using anyone other than the Commercial Branch in the future. You are in safe hands with these guys! Do not hesitate to give them a call.

Alternative Bridging

26 Jul 2021

We received excellent service from The Commercial Mortgage Branch. Miles & Victoria were helpful and had fantastic communication & professionalism. From a lenders point of view, they provided all information that was requested promptly and efficiently. We highly recommend them as they are an excellent broker to work with!

Karan Bhardwaj

1 Jun 2021

Miles, Victoria and James have provided nothing short of a first class service from start to finish. Having used TCB for a large commercial transaction and a residential transaction, I was impressed with the management of both and will be coming back as well as recommending to friends and family. Good job guys!

Ben

16 Dec 2020

I highly reccomend The Commerical Branch. Both Miles and James were excellent to deal with. Miles was referred to myself by a mortgage broker I had used previously which I think speak volumes to be recognised by others in the industry. He clearly explained all my options and answered every question I had. He helped with any questions I had on paperwork for the lending product I chose. Both Miles and James went above and beyond during the process to ensure time lines were met by all parties involved. I will definitely be using their services again in 2021 and beyond.