Bristol Rose Mortgages is an FCA-regulated mortgage broker based in Bristol, City of, BS1 1LT, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 86 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
Awaiting broker claim/verification to unlock team profiles.
Millie Revell
27 Feb 2026Victoria and Adam have both been absolutely amazing with the whole mortgage process, they are both more than happy to explain everything clearly and in detail, fast responses and always on hand, cannot recommend enough, thanks again for all your help.
Aaron Sims
21 Jan 2026Having Adam advise us on getting a mortgage for our new home has made the process so simple and easy. He has helped us get a great deal and has talked us through the various stages of the process, information required and the options for ensuring we have the right cover in place. Could not recommend enough!
francesca ludlow
7 Jan 2026We can’t thank Bristol Rose Mortgages enough for everything they’ve done for us. Being both self-employed and relocating from Manchester to Kent could have made things really complicated, but they made the whole process feel straightforward and stress-free. They went above and beyond to get us the best affordable provider and ensured we got the most for our money. The guidance, patience, and reassurance they gave meant everything. Highly recommended to anyone looking for honest, reliable mortgage advice. Thank you again Adam & Victoria we love our new home - Francesca & Chris Bell
Jenny Dalzell
11 Dec 2025Victoria has been absolutely amazing. My mortgage was not straightforward as I recieve PhD stipend and was purchasing a shared ownership property. I am so grateful for her consistent communication and coming up with new solutions when there were barriers from lenders. Victoria is dedicated and great at her job, I am so grateful for all of her help. She has made it possible for both me and my daughter to start our new chapter in our new home. Thank you Victoria! Adam has also been very helpful with exploring and explaining protection options, thank you Adam! I highly recommend Bristol Rose Mortgages and will be sharing my experiences with friends and family.
Silverclouds Learning
6 Nov 2025Adam from Bristol Rose Mortgages is a credit to the company and a highly recommended point of contact for anything mortgages, life insurance or financial processes. The challenge of embarking on buying a property needs to be simplified and less stressful. Adam was available on the phone to chat, message via whatsapp, or meet in person. This meant for me an excellent service from start to finish. Adam researched lower interest rates and more competitive deals and worked in the background to save me money. In 2025 we have come to value communication more than ever, especially during times of stress. My thanks goes to Adam and his team for consistency, transparency, added humour and professional practice. Andrea
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Regulatory Status
Direct Authorisation
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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