Citrus Mortgages

Citrus Mortgages - Shenley Church End Broker | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Citrus Mortgages

At Citrus Mortgages, I focus on providing comprehensive mortgage advice that simplifies the home-buying process for my clients. Based in Milton Keynes, I specialise in residential mortgages, guiding individuals and families through the often complex landscape of securing funding for their homes. Navigating the mortgage market can be daunting, with numerous options and varying terms to consider. My role is to distil this complexity into clear, actionable guidance. I evaluate each client's unique circumstances, including income, credit history, and future plans, to identify suitable mortgage products that align with their financial goals. I believe that understanding the mortgage process is crucial. Therefore, I take the time to explain the intricacies of mortgage applications, from deposit requirements to interest rates and repayment structures. This transparency helps clients feel informed and confident as they move forward. In addition to offering advice on standard residential mortgages, I am well-versed in specialist areas such as shared ownership, Help to Buy schemes, and buy-to-let options. This breadth of knowledge allows me to cater to a wide range of client needs, whether they are first-time buyers, seasoned investors, or those looking to remortgage their current properties. Throughout the application process, I maintain clear communication, ensuring clients are aware of each stage and what to expect next. I prioritise accessibility, making myself available to address any queries or concerns that may arise, thus fostering a supportive environment. My commitment to delivering a seamless experience extends beyond the initial mortgage application. I provide ongoing insights into market trends, helping clients make informed decisions about their financial futures.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

4.9(192 reviews)

Robyn May

15 Feb 2026

We were recommended Citrus Mortgages by a customer of ours, and we are so glad we took their advice. The team is super friendly and made finding the right mortgage for our Right to Buy property feel effortless. Even though the RTB process can be quite long, they were incredibly proactive, checking in with us regularly to see how things were progressing. Most impressively, they even reached out to us when interest rates dropped to secure us a better deal! They found the perfect mortgage for our needs in no time at all. Highly recommended!

Samantha Gulliver

21 Nov 2025

I cannot thank Emma and Viv enough for their total commitment and professionalism, they are a great team who keep you informed at all times throughout the process. I've used Citrus mortgages twice and on both occasions they were brilliant. I would not go anywhere else. Thank you ladies

Dean Lewis

14 Nov 2025

I called Paul the MVP of our mortgage process, he was incredibly helpful throughout the process of buying our own home and was always able to answer any questions around the house buying process, even after he had already secured us a great mortgage offer. Viv was equally as helpful in setting up life insurance for me. I would recommend the team to anyone looking to buy a property.

George Perrott

31 Oct 2025

I can’t thank Paul and Vivien at Citrus Mortgages enough! They made the whole mortgage process so easy and stress-free, keeping me informed every step of the way. On top of that, they also helped me arrange all the relevant insurances, which was a huge help. Their service is professional, friendly, and genuinely focused on what’s best for you. I’ll definitely be recommending them to friends and family, truly amazing service from start to finish!

Simon

30 Sept 2025

From start to finish Paul Barnes made the whole process of applying for a new mortgage when moving house so simple compared to other financial advisors in the past, no question was too silly and he managed to unlock the most competitive array of offers we received. The application process was simple and fast and from being the last ones to join our chain we were the first to get our paperwork in order, thanks to Citrus Morgages. Then Viv Powell offered up some really sound advice for insurance / critical illness cover and options we had not even considered before. Again the prices were the most competitive, it was well explained and there was no pressure to take anything we didn't want, just focused on giving us the full picture of what is available both now and in future. Would highly recommend