Mortgage Essentials UK Ltd is an FCA-regulated mortgage broker based in Sevenoaks, TN13 1YH, specialising in Residential. Rated 5/5 from 38 reviews.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Christiane Shaw
20 Dec 2025Lisa at Mortgage Essentials has been absolutely fantastic. She went above and beyond to secure us a brilliant deal on our property, even with all the challenges and complications along the way. Her communication was clear, her guidance was reassuring, and we genuinely felt she was fully invested in getting the best possible outcome for us. I enjoyed speaking to her and I cannot recommend her services enough x x
Tiffany Byrne
2 Oct 2025We were first-time buyers, and Lisa was absolutely amazing in helping us through the entire process of buying our first home. From our initial call, she was professional, friendly, and incredibly helpful. Lisa took the time to explain everything clearly and made sure we were well-informed at every step. She was excellent at keeping us updated throughout the mortgage process and even let us know when mortgage rates dropped—thanks to her, we ended up with a much better deal while our purchase was still underway. Whether you're a first-time buyer or already a homeowner, I would highly recommend Lisa at Mortgage Essentials. Her knowledge, dedication, and support made all the difference for us. Thank you again Lisa!
Victoria Francis
1 Oct 2025Lisa provided an excellent service! She was extremely friendly & helpful throughout the whole process. As first time buyers she was happy to go through everything with us, nothing was too much trouble and always replied quickly to any enquiry we had. Would definitely recommend!
Christina Dichello
28 Sept 2025We used Lisa from mortgage essentials and her Knowledge and expertise was excellent. She communicated with us and explained everything in detail. Lisa made our mortgage journey worries a lot easier and we can’t thank her enough. Definitely rate and would recommend.
Jack Chapman
4 Apr 2025Lisa at Mortgage Essentials is simply excellent. As first time buyers we had a lot of questions and needed everything explaining to us in detail and Lisa was more than happy to do so. Working with Mortgage Essentials meant we were confident we were making the right choices, and that we were putting ourselves in a good position for the future. I'll happily recommend Lisa and Mortgage Essentials to anyone!
No memberships listed.
Regulatory Status
Appointed Representative
Authorised Representative Of
The On-Line Partnership Limited
Practical guides and explainers from our blog — relevant to this mortgage type.
Compare fixed and variable rate mortgages side by side. Understand the pros and cons of each, how the Bank of England base rate affects your payments, and which suits your situation.
Interest-only mortgages are harder to get but still available. This guide explains current criteria, which lenders offer them, repayment strategies, and alternatives if you don t qualify.
What credit score do you need for a UK mortgage? This guide covers the minimum scores lenders look for, how to check your score, and practical steps to improve it before applying.
Despite a slight dip in UK house prices in September, the market shows a 1.3% increase over the past year. This growth suggests resilience amidst economic uncertainties, with implications for buyers and homeowners alike. A deeper understanding of these trends can help stakeholders make informed property finance decisions.
Newham, London
The HMO Mortgage Broker is a mortgage broker based in Newham, London.
Bury, north-west
The Thomas Harvey Partnership is a mortgage broker based in Bury, north-west.
Trafford, north-west
JF Financial Solutions is a mortgage broker based in Trafford, north-west.
Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Mortgage Essentials UK Ltd on social media for updates and insights.