Capstone Financial - Bolton Office - Bolton Broker

Capstone Financial - Bolton Office - Bolton Broker | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Capstone Financial - Bolton Office

At Capstone Financial’s Bolton office, I specialise in providing expert mortgage advice tailored to the unique needs of clients in the care home sector as well as residential property buyers. My commitment lies in understanding the financial intricacies of these areas, ensuring that my clients navigate the complexities of mortgage options with clarity and confidence. In the care home sector, I recognise the distinct challenges that operators and investors face, from securing funding for new developments to refinancing existing properties. I’m familiar with the specific requirements and lending criteria associated with care home mortgages, allowing me to guide clients through every step of the process. By conducting thorough market research and staying abreast of industry trends, I ensure that my clients are informed about the best financial pathways for their needs, whether they are looking to invest in new care facilities or restructure existing portfolios. When it comes to residential mortgages, my approach is equally meticulous. I understand that purchasing a home is one of the most significant financial decisions individuals will make. By closely analysing each client's financial situation, I provide insights into the various mortgage options available, helping to demystify the application process. I work diligently to ensure that clients feel supported and informed, whether they are first-time buyers, moving home, or looking to remortgage. I strive to streamline the mortgage process, handling the paperwork and liaising with lenders to help clients secure the financing they need efficiently. By prioritising clear communication, I ensure that clients are kept in the loop, making the experience as stress-free as possible.

Specialisations

Care Homes

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(27 reviews)

L Simm

17 Dec 2025

I met Debbie a couple of months ago. She was so helpful, I had tried a couple of other advisers and felt that only Debbie was actually listening to me and advising on my possible plans, with me in mind. The others were more interested in making money from me, before I could go forward. Massive thankyou Debbie, your advice has been so valuable, I highly recommend you and will come back to you in future, should my circumstances change.

Shirley Evans

22 Aug 2021

I was recommended to see Debbie Newman about my pensions which I have been putting off sorting for years feeling overwhelmed with what I had, all my options and if I would have enough to even retire. Debbie didn’t disappoint, making what I thought was complicated, understandable and less daunting. She spent time to really get to know me and my future goals, she was friendly and very knowledgeable. I now feel confident with the plan we have put together and wish I had met her much sooner. I would definitely recommend Debbie and Capstone Financial for anyone looking for financial advice.

Geoff Toone

27 Feb 2021

Alan Worthington took over the running of both my company and private pensions after my original adviser retired. He has continued the excellent work of the original adviser, and the outcome has exceeded what I was hoping for. We have an annual review of the pension, where Alan explains everything in detail, and I can contact Alan if and whenever I need to, which I think is very important. Alan has exceeded my expectations and I am very pleased with the service he has provided.

Alexander Howarth

25 Feb 2021

I needed to improve my pension provisions, Alan Worthington came highly recommended and he certainly lived up to the recommendations. Alan has helped to transfer my existing provision into one place and helped me plan my long-term strategy for my finances. I am very happy with the outcome of Alans advice.

Julie Royce

27 Oct 2020

I have been a client of Capstone Financial for the past 2 years receiving pension advice in the past year from Alan Worthington for myself and more recently my husband and daughter have also become clients. Alan takes the time to explain things clearly and to go over the information at the right level for us. I would recommend them for any financial advise as they make it accessible and understandable