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Care Home Mortgages: Financing Specialist Healthcare Properties

Specialist guide to care home mortgages. Learn about lending criteria, regulatory requirements, and financing options.

By David Sampson
29 September 2025
1 min read

# Care Home Mortgages: Financing Specialist Healthcare Properties

Care home mortgages are specialist products designed for purchasing or refinancing residential care facilities.

## What is a Care Home Mortgage?

A care home mortgage is a commercial mortgage specifically designed for properties used to provide residential care services to elderly or vulnerable adults.

## Types of Care Homes

### Residential Care Homes
– **Personal care** services
– **24-hour supervision**
– **Registered with CQC**
– **Smaller scale** operations

### Nursing Homes
– **Medical care** provision
– **Registered nurses** on staff
– **Higher care** requirements
– **Larger scale** facilities

*Need help with care home financing? Our specialist brokers understand this complex market and can guide you through the process.*

About David Sampson

Mortgage expert with years of experience helping clients find the right mortgage solutions.