Kapsons Financial Solutions Limited

Kapsons Financial Solutions Limited | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Kapsons Financial Solutions Limited

At Kapsons Financial Solutions Limited, I focus on empowering clients to navigate the often complex landscape of mortgages with clarity and confidence. Based in Cranford, I specialise in areas that require a nuanced understanding of the market, particularly for those with adverse credit histories, first-time buyers, and buy-to-let investors. Understanding the needs of first-time buyers is particularly rewarding for me. I guide clients through their initial home purchase journey, ensuring they grasp each step, from securing a mortgage to understanding the implications of various options. I take pride in demystifying the process, enabling you to make informed decisions that align with your financial aspirations. For clients looking to invest in buy-to-let properties, I provide insight into market trends and specific lending criteria that can affect your investment strategy. My approach is grounded in thorough research and a keen awareness of the evolving landscape, ensuring that you are well-equipped to maximise your investment potential. Remortgaging can often feel daunting, but it doesn't have to be. I work with you to analyse your current mortgage situation, assessing whether a remortgage is beneficial based on your unique circumstances. By taking a detailed look at your financial goals, I help you explore options that may lead to improved terms and conditions, potentially enhancing your financial flexibility. Moreover, I understand the challenges posed by adverse credit. It’s essential to approach this area with sensitivity and expertise. I help clients identify suitable lenders who are willing to work with individuals facing credit difficulties. My aim is to simplify the process, giving you a clearer pathway to securing the mortgage you need despite past financial setbacks. At Kapsons Financial Solutions, I prioritise transparency and clear communication, ensuring that you feel informed and supported at every stage of your mortgage journey.

Specialisations

Adverse CreditBuy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(29 reviews)

Ankkurr Singhal

3 Feb 2026

I found Kunal and Shweta both very knowledgeable. They take the time to understand the client's requirements and the offer the best possible solution. They will always make sure that the client understands the drawbacks of the offer/solution proposed and is abl;e to make an informed decision. What I really like is that enabled me to make an informed decision rather than pushing a product and they were always availbale for any questions and support.

sirisha s

25 Jan 2026

Thank you Kunal for helping with mortgage renewal. We are very happy with your service. You were prompt, responsive and provided us with a wide range of options to pick the right one. Will be glad to work with you again.

sauarbh vachher

10 Sept 2025

⭐️⭐️⭐️⭐️⭐️ I had a wonderful experience with Kapsons Financial Limited. Kunal and Shweta went above and beyond to support me with professionalism, transparency, and genuine care. Their work ethics are truly commendable — they guided me through every step patiently, never once trying to overcharge or add hidden costs. In fact, they even helped me out of the way when I needed extra support. It’s rare to come across people in this field who are so trustworthy and client-focused. I would highly recommend them to anyone looking for honest and reliable financial services.

Amish Khurana

28 Apr 2025

I had an excellent experience with Kunal Kapoor on mortgage advising. Kunal demonstrated a deep understanding of mortgage products, lending criteria, and client needs analysis. His explanations were clear, thorough, and practical, making complex concepts easy to grasp. He processed our case within 1 week and helped on a better rate. Kunal’s professional approach, attention to detail, and willingness to share real-world examples made the session both engaging and highly beneficial. I appreciate his commitment and client centric approach.

Sujit Pawar

7 Nov 2024

Kunal has been doing my mortgages for several terms now. He has helped me with smoothly remortgaging both my "Buy To Let" and residential mortgages. He is always reachable for any queries related to mortgages or financial planning. I have presented all challenges of being in permanent employment and contracting but Kunal has sorted the mortgages for me without any issues. I recommend Kunal to everyone without hesitation.